Yorkshire Building Society

Mortgages for First Time Buyers

Mortgages for First Time Buyers facts

Buying your first home can be an expensive time

We have a range of mortgages specifically for first time buyers that will help you with some of the costs with benefits like no product fee, help with legal costs and help with the cost of valuation

View our current range of competitive First Time Buyer mortgages below

Offset not right for you?
View our other mortgage types from the list below

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Our Mortgages for First Time Buyers range

Early repayment charges apply - details are shown on the individual mortgage product pages.

Mortgage Product Transfer

At the Yorkshire, we are committed to offering our existing customers competitive mortgages. So, why not choose one of our range of special deals for existing customers, which are mainly fee-free.

PDF document Mortgage product transfer factsheet details all the mortgages currently available for existing mortgage customers.

For more information on eligibility and how to apply go to our mortgage product transfer page.

Additional loans

As an existing mortgage customer you can apply to borrow more money for a wide variety of purposes.

  • Borrow up to 85% of your property's value.
  • Spread the monthly payments over the remaining term of your main mortgage or over a shorter period if you want.
  • No Higher Lending Charge.

PDF document Additional loans factsheet lists all currently available additional loans.

For more information about the costs and how to apply, go to our additional borrowing page.

Interest rate Until product end date
 Although the product may be referred to as a '2 year fixed' for example, the rate of interest may last slightly more or slightly less than 2 years - until the product end date.
 		Followed by SVR
 SVR (Standard Variable Rate) applies for the remaining term of the mortgage.
 		The overall
cost for
comparison is
 APR is a figure which all lenders must quote when referring to mortgages. It is designed to show the total yearly cost of a mortgage stated as a percentage of the loan. It includes items such as the interest rate paid at the start of the mortgage, product fee, valuation fee and other charges commonly paid at the end of a mortgage. This figure is intended to help customers compare the overall cost of different loans.
 		Min deposit Product fee
 £195 of this fee is payable on application and is non refundable, the rest is added to your mortgage on completion.
 		 
First Time Buyer Fixed Rate Mortgages
4.24% 28/02/14 4.99% 5.0% APR 15% £0 more 
4.99% 28/02/14 4.99% 5.1% APR 10% £0 more 
4.49% 28/02/15 4.99% 5.0% APR 15% £0 more 
5.09% 28/02/14 4.99% 5.1% APR 10% £0 more 
First Time Buyer Fixed Rate Offset Mortgages
4.44% 28/02/14 4.99% 5.0% APR 15% £0 more 
4.44% 28/02/14 4.99% 5.0% APR 15% £0 more 
4.69% 28/02/15 4.99% 5.0% APR 15% £0 more 

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