Yorkshire Building Society

Tracker Mortgage

Tracker Mortgage facts

Our Tracker mortgages track the Bank of England Base Rate, usually at a set rate above it

As the Bank of England Base Rate is variable, then so is the rate you will pay

This means that your monthly repayments may go up or down

View our current range of competitive Tracker mortgages below

A minimum rate of interest usually applies to our tracker mortgages, this is known as a 'collar'

Tracker not right for you?
View our other mortgage types from the list below

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Our Tracker Mortgage range

Early repayment charges apply - details are shown on the individual mortgage product pages.

Mortgage Product Transfer

At the Yorkshire, we are committed to offering our existing customers competitive mortgages. So, why not choose one of our range of special deals for existing customers, which are mainly fee-free.

PDF document Mortgage product transfer factsheet details all the mortgages currently available for existing mortgage customers.

For more information on eligibility and how to apply go to our mortgage product transfer page.

Additional loans

As an existing mortgage customer you can apply to borrow more money for a wide variety of purposes.

  • Borrow up to 85% of your property's value.
  • Spread the monthly payments over the remaining term of your main mortgage or over a shorter period if you want.
  • No Higher Lending Charge.

PDF document Additional loans factsheet lists all currently available additional loans.

For more information about the costs and how to apply, go to our additional borrowing page.

Interest rate (variable) Tracks BoE Base Rate Until product end date
 Although the product may be referred to as a '2 year fixed' for example, the rate of interest may last slightly more or slightly less than 2 years - until the product end date.
 		Followed by SVR
 SVR (Standard Variable Rate) applies for the remaining term of the mortgage.
 		The overall
cost for
comparison is
 APR is a figure which all lenders must quote when referring to mortgages. It is designed to show the total yearly cost of a mortgage stated as a percentage of the loan. It includes items such as the interest rate paid at the start of the mortgage, product fee, valuation fee and other charges commonly paid at the end of a mortgage. This figure is intended to help customers compare the overall cost of different loans.
 		Min deposit Product fee
 £195 of this fee is payable on application and is non refundable, the rest is added to your mortgage on completion.
 		 
Bank of England Base Rate variable trackers
2.49% +1.99% 28/02/14 4.99% 4.7% APR 25% £995 more 
3.19% +2.69% 28/02/14 4.99% 4.8% APR 15% £995 more 

Click for more mortgage products