Anyone with a home can benefit from our flexible Home Insurance. You don't have to have a mortgage with us. You may even be in rented accommodation and just need to protect your belongings. Simply choose the options that suit your needs from:
You can tailor the insurance to suit your needs and only pay for the insurance you actually want.
If your home is damaged beyond repair, you can claim the full replacement cost of rebuilding it. You must, however, have informed us of any major home improvements or extensions during the life of the policy.
Note: there are exclusions with all home insurance policies. Read our Summary of exclusions for more information.
With our Home Emergency Service, we will arrange and pay for the call out and labour charge of a tradesperson (labour, parts, materials and overnight accommodation up to £250, including VAT).
If your needs have changed, it is quick and easy to change your cover. You can do this at any time, and you will not be charged a fee for making any amends.
At renewal, your insurance premiums will automatically be adjusted in line with the current national house rebuilding costs. That means you don't have to worry about being underinsured provided that you tell us about any major home improvements you have made or any valuable and personal possessions you have purchased costing more than £1,500.
As an Intermediary, we act on your behalf in arranging your insurance. Your household insurance policy will be underwritten by Royal & Sun Alliance Insurance plc, who are authorised and regulated by the Financial Services Authority.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).