• The Core Buildings Only option provides £400,000 worth of cover as standard.
• It covers the structure of your home and would pay out to repair or rebuild your home if damaged, for example, by a fire, flood or falling tree.

• The Core Contents Only option provides £50,000 of cover as standard.
• It protects the things you own in your home. For example, if you were burgled and items were taken or you suffered a fire in your home, your Core Contents insurance would pay out to help replace your lost or damaged contents.
• It covers items such as furniture, carpets, curtains and free-standing white goods – for example, fridges, cookers and dishwashers.

Note: Core Contents cover does not cover items that are included in the Extra Cover Options for example, jewellery or televisions.

Available with:

• Core Buildings & Contents
• Core Contents only

Covers:
Technology and entertainment items in your home such as televisions, DVD players, satellite and digital receivers, music players, laptops, desktop computers, mobile phones, CDs, DVDs, game consoles and much more.

Benefits:

• The standard level of cover offered by this option is £500 and this can be increased up to £15,000 to reflect your needs.
• Items included in this option are automatically covered for accidental damage.
• Portable items are automatically covered if taken outside the home.

Available with:

• Core Buildings & Contents
• Core Contents only

Covers:
Items such as jewellery, watches, medals, money, credit cards, sports equipment, pedal cycles, camping equipment and wheelchairs/electric scooters for the infirm or disabled.

Benefits:
The standard level of cover offered by this option is £500 and this can be increased up to £25,000 to reflect your needs.

Available with:

• Core Buildings & Contents
• Core Contents only

Covers:
Items such as trees, shrubs, plants, hedges, lawns, gardening equipment and garden furniture.

Benefits:

• The standard level of cover offered by this option is £500 and this can be increased up to £10,000 to reflect your needs.
• It also covers items that are left in the garden, such as patio heaters or children's outdoor toys.

Available with:

• Core Buildings & Contents
• Core Buildings only
• Core Contents only

Covers:
Accidental damage to either your building, or its contents, or both.

Benefits:
Ideal for families with young children, DIY enthusiasts or anyone looking for extra peace of mind.

Available with:

• Core Buildings & Contents
• Core Buildings only
• Core Contents only

Covers:
The cost of emergencies such as failure of the electricity supply, repairs to the plumbing or drainage system or the removal of vermin. It also helps with the cost of accommodation if you're unable to live in your home.

Benefits:

• Up to £500 of cover per claim as standard
• Provides a rapid response from specialist approved tradesmen, 24 hours a day, 7 days a week
• All work carried out is fully guaranteed.

Available with:

• Core Buildings & Contents
• Core Buildings only
• Core Contents only

Covers:
The costs of taking or defending legal action for

• Personal injury – proceedings against another person or organisation as a result of an event which causes your injury, or death
• Consumer protection – in relation to the sale or purchase of goods
• Residential – in relation to your home
• Employment – in relation to your employment or employer
• Tax – a representative acting for you in a full enquiry by the Inland Revenue into your income and records.

Benefits:
Up to £50,000 of cover as standard.