This is for illustration purposes only. The actual amount you can borrow will vary depending upon your personal circumstances.
For a more accurate estimate, which takes into account affordability, deposit and other details, use our full borrowing calculator.
This estimate assumes that interest rate will remain the same throughout the term of the mortgage, and mortgage type is repayment (rather than interest-only).
For illustration purposes only. This information does not contain all of the details you need to choose a mortgage. Make sure you read the separate Key Facts Illustration before you make a decision.
For a more accurate estimate based on your chosen mortgage product please use our full cost calculator.
You are more in control of how much cover you take and, consequently, how much you pay for it.
For too long home insurance has been sold as a 'standard package' that doesn't take into account differing needs and lifestyles. For example, many home insurance policies include cover for gardens but what if you live in an apartment? Why pay for cover for something you don't even have?
That's where You Choose Home Insurance comes in.
With You Choose Home Insurance, the first step is to decide on the type of Core Cover you need.
There's a choice of three cover options, all at an extremely competitive price:
Once you've decided on the Core Cover, add your choice of Extra Cover Options. There are a number of these, depending on your needs. You may find that not all of the Extra Cover Options will suit your circumstances. You can design your policy around you and your family's lifestyle.
The Extra Cover options are:
Note: Exclusions and limitations will apply to all Extra Cover Options you take. You can get full details about what's covered and what's not, including any limits that apply, when you get a quote.
Note: Core Contents cover does not cover items that are included in the Extra Cover Options for example, jewellery or televisions.
There's more cover than you might expect
Depending on the Core Cover Option you choose, these benefits are included at no extra cost:
Please note: there are limitations and exclusions with all home insurance policies. Further details are available when you get a quote.
Technology and entertainment items in your home such as televisions, DVD players, satellite and digital receivers, music players, laptops, desktop computers, mobile phones, CDs, DVDs, game consoles and much more.
Items such as jewellery, watches, medals, money, credit cards, sports equipment, pedal cycles, camping equipment and wheelchairs/electric scooters for the infirm or disabled.
The standard level of cover offered by this option is £500 and this can be increased up to £25,000 to reflect your needs.
Items such as trees, shrubs, plants, hedges, lawns, gardening equipment and garden furniture.
Accidental damage to either your building, or its contents, or both.
Ideal for families with young children, DIY enthusiasts or anyone looking for extra peace of mind.
The cost of emergencies such as failure of the electricity supply, repairs to the plumbing or drainage system or the removal of vermin. It also helps with the cost of accommodation if you're unable to live in your home.
The costs of taking or defending legal action for
Up to £50,000 of cover as standard.
The maximum cover available across Personal Items, Technology & Entertainment and Garden options is £30,000.
For more details on the Core Cover and Extra Cover Options, please use the .
Note: exclusions and limitations will apply to all Extra Cover Options you take. Further details are available when you get a quote.
Anyone with a home, whether owned or rented, can apply for You Choose Home Insurance. And remember, you don't have to have a mortgage with us to benefit from this cover.
See if you could benefit from lower premiums by switching your home insurance to us today.
How to Get a Quote and Apply
Getting a no-obligation quote and applying is easy:
Simply call 0845 0727 147.
The call centre you deal with is based right here in the UK and the staff are highly experienced in dealing with all types of queries and claims.
A personal claims handler will be appointed to work on your claim and to provide you with a single point of contact throughout the claims process. They will be able to answer your questions and give you the information you need to ensure that making a claim is straightforward, quick and hassle free.
As an Intermediary, we act on your behalf in arranging your insurance. Your You Choose Home Insurance policy will be provided by Royal & Sun Alliance Insurance plc which is authorised and regulated by the Financial Services Authority.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
Get in touch with us:
Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered in the Financial Services Register under registration number 106085.
Any reference on this website or in our literature to the Financial Services Authority (FSA) should be deemed to mean the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).