Insurance

Mortgage payment insurance

Key features:

  • Peace of mind knowing that you will be able to meet your monthly mortgage payments if you are unable to work, through accident, sickness or unemployment.
  • Unemployment cover includes carer cover, helping you meet your monthly mortgage payments should you voluntarily leave your work to become a carer for an immediate member of your family.
  • Underwritten by Pinnacle Insurance plc, one of the country's leading insurance companies.
  • You can apply if you have been in continuous employment of at least 16 hours a week, or self-employed, for 6 months prior to application. In certain instances existing borrowers applying for cover may be subject to individual underwriting
  • You don't have to have a medical examination nor will you have to fill out a detailed health questionnaire.
  • For new borrowers, cover begins on completion of the mortgage. For existing borrowers, cover starts once you have applied and we confirm your cover is in place.
  • If you have a joint mortgage, cover is arranged on an individual basis in order to meet individual customer needs.
  • Existing borrowers can apply for cover as part of an additional loan application, transfer of equity or product transfer.

More information:

  • More details about this policy
  • Summary of Policy exclusions
  • For more information or a quotation, contact us on 0845 1200 803
  • The Money Advice Service is an independent body set up by the government who provide information to consumers. Visit their website for the latest MPI updates.

Call us on 0845 1200 803*
ISA transfers - Find out more

Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

Get in touch with us:

Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).