Insurance

Car Insurance

Our car insurance provides excellent value for money, it is competitively priced without compromising on the standard of cover.



Fantastic discounts

  • 7.5% discount when you apply online.
  • 15% off if you have not previously held a car insurance policy with us.
  • Increased no-claims discount each year you stay with us and don't make a claim - up to a maximum of 70%.
  • Over 25 and a member of your household has a car insurance policy with us and more than 1 year no claims discount, we will give you the same no claims discount. 
  • 15% off your premium each year if you also have home insurance with us.

Service and benefits

  • Courtesy car for the duration of the repairs following an accident.
  • Lifetime guarantee if you use our recommended repairers.
  • A 24-hour dedicated claims service.
  • Replacement car for brand new cars written off within 12 months of purchase.
  • 48 hours' car hire if your car is stolen, immobilised or unrecoverable.
  • Cover for portable navigation equipment designed primarily for use in the car.
  • Cover for Child Safety Seats, which are fitted at the time of the accident, even if there is no apparent damage.
  • 31 days cover for use of your car within the European Union in any period of insurance.
  • 24-hour Euro helpline if you have an accident while abroad.
  • Up to £100,000 of legal expenses cover to recover any uninsured loss.
  • Up to £200 of cover for your personal belongings.
  • Up to £200 medical expenses cover.
  • Emergency overnight accommodation up to £250 maximum (£50 per person).

The offer of insurance is subject to eligibility criteria.

We are able to provide cover if you have previous convictions or insurance claims. You will need to provide details of these during the quote process and will need your driving licence and any insurance claims to hand.

All benefits are subject to normal terms and conditions, cover level and underwriting criteria. Service and repair benefits are subject to being carried out by an Approved Recommended Repairer. The offer of insurance is subject to eligibility criteria. Full details are available on request.

For motor insurance we act as an introducer for Royal & Sun Alliance Insurance plc who arrange and underwrite Yorkshire Building Society Car Insurance.

 

Policy summary

The Policy Summary gives a list of significant features and terms & conditions of the Yorkshire Building Society Car Insurance policy.

Yorkshire Building Society Car Insurance is underwritten by Royal & Sun Alliance Insurance plc.

pdf icon Yorkshire Building Society motor insurance policy summary.

 

Eligibility criteria

Save time and check that you are eligible before getting a quote. Call us on 0800 107 8274 if you require cover in the next two days or do not meet the criteria below.

The car you’re insuring:

  • Is registered/owned by your or your partner
  • Has not been modified
  • Is kept at the home address overnight and is valued at less than £50,000
  • Must have been bought for you or your partners use
  • Must be a UK model or if imported from the EU it must be equivalent to a model available in the UK
  • Must have seven or less seats

You and anyone who may drive the car you are insuring

  • Are 21 or over and under 76 years old
  • Have a full UK or EU licence that you have held for at least a year
  • Have not been convicted of (or have any prosecutions pending for) fraud or dishonesty
  • Have not been disqualified from driving in the last 5 years
  • Have not been refused car insurance renewal or had a policy cancelled
  • Are permanently resident in the UK
  • Have not been asked to refer a medical condition to the DVLA
  • Have not been advised by a doctor as unfit to drive

About the cover

The cover will be in your name

The no claim discount you are using for this policy must be in your name and have expired within the last 2 years

We can provide cover if you have previous convictions or insurance claims. You will need to provide details of these during the quote process and will need your driving licence and any insurance claim details to hand.

 

 


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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered in the Financial Services Register under registration number 106085.

Any reference on this website or in our literature to the Financial Services Authority (FSA) should be deemed to mean the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).