Things you should consider before investing

• The Plan is intended to be held for the full Investment Term. Early encashment of the Plan (including in the event of death) will result in a payment being made to you called an Early Termination Amount. This will be your Initial Investment less an Early Exit Fee (including transfer charges if applicable) so you will get back less than you initially invested.
• The return from the Plan may be less than the return from a regular cash deposit account over the same term.
• Applicants should ensure they read the Guaranteed Investment Account booklet carefully, including the Key Features, Important Information and the Terms & Conditions (pages 11-15). You will get this information during your appointment with a Customer Adviser.
• If you are in any doubt about the suitability of an investment in the Plan you should consult an Independent Financial Adviser or other appropriately authorised firm.

Interested? What next?

• Contact your local branch and arrange an appointment with a Customer Adviser
• How much can you invest in the Plan?