Applying for additional borrowing

Amount you can borrow

To calculate how much you can borrow, add the additional loan to your current mortgage amount and see our section on Lending criteria - income requirements for more information.

Information required

We'll need a completed application form. If you are carrying out improvements to your home, you'll need to supply plans of estimates of the work and planning approval from your local authority if necessary.

For additional loans to be available you must have made the payments for your existing mortgage regularly and must not be in arrears.

Further Information

For more details request our leaflet 'Additional borrowing' and refer to our  additional loans factsheet. We'll be pleased to discuss the additional borrowing options available to you, supply you with an illustration of how much you can borrow, your likely monthly repayments and an application form.