If you are considering changing or transferring your mortgage, you may have early repayment charges. You may want to know what options you have for making payments. Or you may have run into difficulties making your mortgage payments and want to know what to do.
We're here to help.
If you are looking to change or transfer your mortgage, the first thing to consider is whether your current loan is within its early repayment period.
In all cases where you repay your loan before the end of this period, you will need to pay us the early repayment charges. However, if you are moving home and take out your new mortgage with us and meet all the relevant conditions, we can refund these charges to you.
For more details contact us on 0845 1200 200.
There are a number of different ways you can pay your mortgage each month.
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There are a number of different ways you can pay your mortgage each month
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This is our preferred method. Call our Mortgage Account Managers free on 0800 138 2402 and we'll set up a Direct Debit for you.
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You can call us free, 24 hours a day 7 days a week, on 0800 138 2402 and pay with your Debit card using our automated service: Make sure you have your mortgage account number to hand.
Alternatively, call the same number between 8am-8pm Monday-Friday & 9am-5pm Saturday & Sunday and our Mortgage Account Managers can take your payment.
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You can set up a standing order with your bank. The details you will need for this are:
| Sort code: |
60-92-04 |
| Account number: |
First 8 digits of your mortgage account number |
| Reference: |
Full 10 digit mortgage account number |
Note: Standing order payments can take 4 working days to reach us. You'll need to make sure that we receive all payments by your due date.
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You can pay through your online banking or telephone banking bill payment service. The details you need for this are:
| Sort code: |
60-92-04 |
| Account number: |
First 8 digits of your mortgage account number |
| Reference: |
Full 10 digit mortgage account number |
If your bank offers Faster Payments the payment will reach us the next working day. If not, allow 4 working days.
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We can provide you with giro slips to make a payment at the bank. Simply ring our free phone number 0800 138 2402 between 8am-8pm Monday-Friday, 9am-5pm Saturday and Sunday.
You can fill in one of your own bank's giro slips, using the sort code 60-92-04 and your account number.
Note: Some banks may charge for paying this way. You'll need to make sure that we receive all payments by your due date.
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Write a cheque payable to Yorkshire Building Society followed by your full name.
For example
Pay: 'Yorkshire Building Society – Mr & Mrs Smith'
You'll also need to write your full Mortgage account number on the back of the cheque.
Note: We charge a £25 administration fee on Refer to Payer cheques. Your bank may also charge.
You'll need to make sure that we receive all payments by your due date.
If you want to discuss changing your payment date, call free to 0800 138 2402.
