Is your current mortgage deal coming to an end?

At the Yorkshire, we are committed to offering our existing customers competitive mortgages. So, why not choose one of our range of special deals for existing customers, which are mainly fee-free.

PDF document Mortgage product transfer factsheet details all the mortgages currently available for existing mortgage customers.


You will be eligible for our mortgage product transfer deals if:


  • the property is your main residence, or there is an authorised letting in place
  • there are no specific conditions on your current mortgage that prevent a transfer
  • your mortgage account is not more than 2 months in arrears at the time of transfer and there has been no more than 1 missed payment in the past 12 months
  • your mortgage account has been open for at least one month
  • the part(s) of your mortgage account being transferred must have a remaining term of at least the same as the new mortgage product
  • the total amount being transferred to a new product must be at least £10,000
  • you pay any early repayment charges on your existing mortgage product, as applicable
  • you meet all our other normal lending criteria
 

Request a mortgage product transfer online

See our guidance for applying online

  • Complete as much information as you can - this will help us to process your application quicker.
  • Providing an email address or a daytime telephone number will help us to contact you if there are any queries on the details you've entered.
  • Refer to our product factsheet when completing the product details and your chosen product option. Make sure that the product title and product code are completed. This will ensure we send you the offer on the correct product.
  • You can not have a part offset, part non offset mortgage when making your product selection. Please check your latest mortgage statement if you are unsure which type of mortgage you have.
  • If you currently have a mortgage made up of more than one product, you will need to refer to your latest mortgage statement for the details of the part on which you require the Product Transfer. Your latest statement will also show whether you are still within an early repayment charge (ERC) period on any part of your mortgage, as such charges will be made in the event of a Product Transfer. If the charge period ends within the next 90 days, you can apply for your transfer now but it will not take place until after the ERC period has ended, unless you agree to pay the charge.
  • We sometimes have to withdraw our products with little or no notice. Make sure the product you choose is still available by checking the product factsheet.
  • If you do not receive a Product Transfer offer within 7 days of submitting this request, please contact us.
  • If you want to carry out any other amendments to your mortgage in conjunction with the product transfer contact your branch or our Member Contact Centre.
  • We must receive a signed copy of the acceptance within 14 days of the date of the Product Transfer offer. Upon receipt of the transfer offer we will write to you and advise you of your new payment. If you do not hear from us within 7 days of returning your offer, please contact us.

Request a product transfer


Alternatively you can:

  • Call us on 0845 1 200 822
  • Write to:
    Lending Accounts Team
    Yorkshire Building Society, Yorkshire House, Yorkshire Drive
    Bradford BD5 8LJ

What happens next?

A formal mortgage product transfer offer will then be issued, subject to you meeting our eligibility criteria. A signed acceptance of this offer must be received by us within 14 days of the date of offer.

All transfers will take effect from the date when the signed acceptance of our mortgage product transfer is received at our Head Office or when your existing mortgage product ends (whichever is the later). Your account will be amended and your new payment will then be confirmed to you.

 

Call us on 0845 1 200 100*

Get in touch

Live Chat
Your home may be repossessed if you do not keep up repayments on your mortgage.
Take our 3 minute mortgage check and find out if you could save money each month on your mortgage payments You Choose Home Insurance

Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

Get in touch with us:

Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).