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Home » Mortgages » Choosing your mortgage » Existing borrowers » Mortgage product transfer
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Is your current mortgage deal coming to an end?

Great news! As an existing borrower you don't have to say goodbye to great mortgage rates because it's now easier to get another great deal at the end of your mortgage product. You can choose one of our range of special deals for existing customers, many of which are now fee free. If you choose any product with a fee this can be paid by cheque therefore avoiding paying interest on the fee.

Why not check our current products to see how we could help you.

You will be eligible for these products, provided that:

  • There are no specific conditions on your current product that prevents a transfer
  • Your mortgage account is not more than 2 months in arrears at the time of transfer
  • You have paid any early repayment charges due on your existing mortgage
  • Your loan is no more than 95% of the value of the property
  • The remaining term of your existing loan is at least the same as the term of the new product
  • The minimum loan size is £10,000.

For details of the products currently available please refer to our PDF document existing borrower transfer factsheet.

Mortgage Terms and Conditions

A mortgage is subject to the mortgage conditions and mortgage loan terms, copies of which will be given to all applicants when a mortgage offer is issued. These terms and conditions take precedence over information contained on this web site and any other information given to you.

Applications subject to standard lending criteria and all loans subject to status.

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