This is for illustration purposes only. The actual amount you can borrow will vary depending upon your personal circumstances.
For a more accurate estimate, which takes into account affordability, deposit and other details, use our full borrowing calculator.
This estimate assumes that interest rate will remain the same throughout the term of the mortgage, and mortgage type is repayment (rather than interest-only).
For illustration purposes only. This information does not contain all of the details you need to choose a mortgage. Make sure you read the separate Key Facts Illustration before you make a decision.
For a more accurate estimate based on your chosen mortgage product please use our full cost calculator.
We offer a wide range of mortgages to customers moving home and the one that suits you best will depend on your circumstances.
For an overview of the different mortgages refer to our types of mortgages page, which can help you decide which type of mortgage works best for you.
We will pay the legal fee as agreed with Optima Legal to act on your behalf and on behalf of the Society in connection with your house purchase and mortgage. This fee does do not cover any disbursements such as search fees, Land Registry fees and stamp duty land tax, which may be applicable. There will also be a CHAPS fee (Telegraphic Transfer Fee) payable for the funds to be sent to Optima Legal and there may be other administrative fees or CHAPS fees for which you'll be responsible.
Please note that the fee we will pay Optima Legal is for dealing with a straightforward purchase of a registered freehold (in Scotland heritable) or leasehold property and as such does not include fees due for any additional services e.g. work required in connection with leasehold properties such as any notice fee payable to the Landlord or costs of first registration. Please note that the examples given are not the only additional services which may be needed and which will be payable by you, as a result of your application.
This legal service only applies for applications made directly to the Society, and is not available for applications made via an intermediary or other third party. Optima Legal must be used for this legal service (and you must qualify for the mortgage product).
If you use this service and your purchase and mortgage does not complete, then any reasonable costs or fees which Optima Legal has incurred will be payable by you.
Please note that for properties in Northern Ireland the above Fee Assisted Legal Service is provided by Wilson Nesbitt.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
Get in touch with us:
Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered in the Financial Services Register under registration number 106085.
Any reference on this website or in our literature to the Financial Services Authority (FSA) should be deemed to mean the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).