Mortgages

Information about our Remortgage Package for customers moving their mortgage to the Yorkshire

Remortgage legal service

On selected products we will pay part of the legal costs as agreed with our legal adviser in completing the moving of your mortgage to the Society. These costs are limited to a straightforward case where the title to your property is registered freehold (heritable in Scotland) or leasehold. In most cases there should be no additional costs.

Our payment does not include the following costs (which are your responsibility):

  • Costs of first registration (in England, Wales and Northern Ireland) if necessary 
  • Costs such as those arising on transfer of title, postponement/discharge of charges, costs of notice to landlord when property is leasehold, additional insurance to cover defects in title and any costs charged by any legal adviser instructed by you.

Any work where the amendment and subsequent cost is not directly related to transferring the mortgage to the society will be payable by you to the Society's legal service provider. The free remortgage legal service only applies for applications made directly to the Society, and is not available for applications made via an intermediary or third party. If you use this service and your mortgage does not complete then any reasonable costs or fees which our legal advisor has incurred will be payable by you. The legal advisor only acts for the Society. If you require any legal services, you will need to appoint your own legal advisor.

Mortgage Advance Transfer Fee

On completion of your mortgage with the Society, we will release the mortgage funds electronically and our current charge for this is £30.

Please note that a charge will also be made by the legal adviser for transmitting funds to repay your existing loan.

 

Free Valuation

On selected products the Society will pay for the valuation. The valuation is purely for the Society's purpose in assessing your property's suitability as security for the loan, therefore you will not receive a copy of the report. If you change the loan amount you require after we have obtained the valuation we may need to change the type of valuation and this cost will be met by you.


Call us on 0845 1 200 100*

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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).