Mortgages

2 year fixed rate until 28/02/14

Min 15% deposit

The details of this mortgage product should be read in conjunction with Important Mortgage Information.

Interest rate:

3.74% until 28/02/14 then
our Standard Variable Rate, currently 4.99% variable, for the remaining term of your mortgage

The overall cost for comparison is: 4.9% APR
Fee Assistance: None
Product Available for:
  • First Time Buyers
  • Customers remortgaging from another lender
  • New customers moving home
  • Existing YBS borrowers moving home
Product Fee: £995 (£195 of this fee is payable on application and is non refundable, £800 is added to your mortgage on completion)
Minimum
Loan:
£75,000
Maximum Loan to Value: 85%
Higher Lending Charge: None
Early repayment charge: 3% to 28/02/14
If the product is repaid in full or in part, or transferred (in full or in part), an early repayment charge is payable as described above. However, overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. Any amount repaid over the 10% limit will incur a charge of the percentage specified on the excess amount.
Mortgage Fee: £90 (payable on redemption of your mortgage)
How to apply:


Mortgage Calculator

Annual income 1:
£

Annual income 2:
£

Loan amount (£):

Repayment period:
years

Interest rate:
%


Your home may be repossessed if you do not keep up repayments on your mortgage.
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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).