The details of this mortgage product should be read in conjunction with Additional Mortgage Information.
| Interest rate: |
5.39% until 31/03/12, then 4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage. | |
|---|---|---|
| The overall cost for comparison is: |
5.2% APR | |
| Maximum Loan to Value: | 85% | |
| Fee Assistance: |
First Time Buyer legal service, free standard valuation and no mortgage advance transfer fee | |
| Cashback: | £500 cashback paid following completion | |
| Product Fee: | None | |
| Minimum Loan: | £25,001 | |
| Mortgage Fee: | £90 (payable on redemption of your mortgage) | |
| Higher Lending Charge: |
None | |
| Early repayment charge: | 3% to 31/03/12 If the product is repaid in full or in part, or transferred (in full or in part), an early repayment charge is payable as described above. However, overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. Any amount repaid over the 10% limit will incur a charge of the percentage specified on the excess amount. | |
| Product Availability: |
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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).