Mortgages

2 year First time buyer fixed until 28/02/14

Min 10% deposit

The details of this mortgage product should be read in conjunction with Important Mortgage Information.

Interest rate:

5.09% until 28/02/14, then
our Standard Variable Rate, currently 4.99% variable, for the remaining term of your mortgage

The overall cost for comparison is:

5.1% APR

Maximum Loan to Value: 90%
Fee Assistance:

First Time Buyer legal service, free standard valuation and no mortgage advance transfer fee

Home Insurance: Free You Choose Home Insurance for the first 12 months, subject to eligibility**
Cashback: £500 cashback paid following completion
Product Fee: £0
Minimum Loan: £75,000
Mortgage Fee: £90 (payable on redemption of your mortgage)
Higher Lending Charge:

None

Early repayment charge: 3% to 28/02/14
If the product is repaid in full or in part, or transferred (in full or in part), an early repayment charge is payable as described above. However, overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. Any amount repaid over the 10% limit will incur a charge of the percentage specified on the excess amount.
Product Availability:
  • For first time buyers
How to apply:


Mortgage Calculator

Annual income 1:
£

Annual income 2:
£

Loan amount (£):

Repayment period:
years

Interest rate:
%


Your home may be repossessed if you do not keep up repayments on your mortgage.
Live Chat
You Choose Home Insurance

Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

Get in touch with us:

Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).