Mortgages

Member Exclusive First Time Buyer Mortgage

We are currently offering a first time buyer mortgage that is exclusively available to existing YBS members, or to first time buyers who are recommended by an existing YBS member.

In addition to our normal lending criteria, to qualify for the Yorkshire Building Society Member Exclusive First Time Buyer product shown below, your application must meet the following;

  • At least one mortgage applicant must be a first time buyer.
  • At least one mortgage applicant, or relative or friend of the mortgage applicant(s) must have been a member of Yorkshire Building Society for a minimum of 12 months prior to the mortgage application.

As with the rest of our first time buyer mortgage range, this product comes with a number of incentives to help you with some of the costs associated with buying your first home, including:

No product fee to pay

This compares to a typical fee of £995 which currently applies to some of our other products.

No higher lending charge

If your loan is more than 75% of the value of the home you want to buy, a higher lending charge is payable. However we pay this charge for you.

Help with your legal fees

We will pay part of the legal costs for completing the purchase and mortgage as agreed with our legal adviser. To qualify for this help (and this mortgage product) you must instruct our nominated legal adviser.
Get more details of our first time buyer legal service.
If you have already instructed a legal adviser, or simply prefer to choose your own, then we may have alternative mortgage products available, which may suit your circumstances better.

Help with your valuation cost

We will pay the full cost of the standard valuation for you.

Please note: Some of our mortgages have early repayment charges.

If you would like further details on this exclusive mortgage please visit one of our branches and talk to one of our friendly customer consultants.


Mortgage Calculator

Annual income 1:
£

Annual income 2:
£

Loan amount (£):

Repayment period:
years

Interest rate:
%


Your home may be repossessed if you do not keep up repayments on your mortgage.
Live Chat
You Choose Home Insurance

Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

Get in touch with us:

Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).