New Security Measure

During September we introduced our new transaction confirmation service, an additional security measure for certain online transactions.

This service provides additional security through an automated call using a phone number you have registered with us and on which you can be contacted at the time of the transaction.

To help you understand how easy it is, we've added a demonstration to our website along with answers to a range of questions you might have.

Find out more

Your estimated monthly repayments will be

This estimate assumes that interest rate will remain the same throughout the term of the mortgage, and mortgage type is repayment (rather than interest-only).

For illustration purposes only. This information does not contain all of the details you need to choose a mortgage. Make sure you read the separate Key Facts Illustration before you make a decision.

For a more accurate estimate based on your chosen mortgage product please use our full cost calculator.

Mortgages

Mortgages
- Current Mortgage Range
  - 2 year fixed rate
  - First Time Buyer Offset

2 year First time buyer fixed Offset until 28/02/14

Min 10% deposit

The details of this mortgage product should be read in conjunction with:

Interest rate:	5.19% until 28/02/14, then our Standard Variable Rate, currently 4.99% variable, for the remaining term of your mortgage
The overall cost for comparison is:	5.2% APR
Maximum Loan to Value:	90%
Fee Assistance:	First Time Buyer legal service, free standard valuation and no mortgage advance transfer fee
Home Insurance:	None
Cashback:	£500 cashback paid following completion
Product Fee:	£0
Minimum Loan:	£75,000
Mortgage Fee:	£90 (payable on redemption of your mortgage)
Higher Lending Charge:	None
Equivalent Savings Rate:	6.49% basic rate taxpayer 8.65% higher rate taxpayer 10.38% additional rate taxpayer
Early repayment charge:	3% to 28/02/14 The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed.
Product Availability:	For first time buyers
How to apply:	branch only

Apply for this mortgage at your local branch

Mortgage Calculator

Your home may be repossessed if you do not keep up repayments on your mortgage.

Got a question?

Frequently asked questions
Call us on
0845 1200 100*
Visit our branch

Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

Get in touch with us:

Call us on 0845 1 200 100
(Lines are open: 8.00am - 8.00pm, Mon-Fri; and 9.00am - 1.00pm, Sat)
Find a local branch:
http://www.ybs.co.uk/your_society/contact_us/branch_finder.html
Manage your accounts online:
http://www.ybs.co.uk/your_society/help/online.ccd

Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).

Yorkshire Building Society is authorised and regulated by the Financial Services Authority. Yorkshire Building Society are entered in the FSA register and our FSA registration number is 106085.

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security. Head Office: Yorkshire Building Society, Yorkshire House, Yorkshire Drive, Bradford, BD5 8LJ. Tel: 0845 1 200 100.*

* Charges to 0845 numbers may vary. Prices can be checked with your phone provider. Mobile calls usually cost more.

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