Full Term Offset Tracker - Min 10% deposit
The details of this mortgage product should be read in conjunction with Additional Mortgage Information
| |
Home movers & remortgages |
Remortgages with fee assistance |
| Interest rate: |
6.69% variable (BoE base rate + 1.69%) for the full term of the mortgage. |
6.79% variable (BoE base rate + 1.79%) for the full term of the mortgage. |
| The overall cost for comparison is: |
7.1% APR |
7.1% APR |
| Fee Assistance: |
None |
Free legal service and free valuation. |
| Equivalent Savings Rate: |
8.36% basic/lower rate taxpayer
11.15% higher rate taxpayer |
8.49% basic/lower rate taxpayer
11.32% higher rate taxpayer |
| Product Available for: |
- First Time Buyers
- Customers remortgaging from another lender
- New customers moving home
- Existing YBS borrowers moving home
|
- Customers remortgaging from another lender
|
| Product Fee: |
£995 (£195 of this fee is payable on application and is non-refundable, and £800 is added to your account on completion) |
| Minimum Loan: |
£25,001 |
| Maximum Loan to Value: |
90% |
| Higher Lending Charge: |
None |
| Early repayment charge: |
- 1% in year 1
- The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the first year, which may have reduced the total amount borrowed
|
| Mortgage Fee: |
£90 (payable on redemption of your mortgage) |
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Ring 0845 1200100
