The details of this offset mortgage product should be read in conjunction with:
| Interest rate: |
3.39% variable (BoE Base Rate +2.89%), collared Collared rate is the minimum rate of interest which is applicable to this mortgage product. When the Bank of England Base Rate falls, the interest rate you pay on your mortgage also falls by the same amount, but cannot go any lower than the collared rate. at 3.39%, until 28/02/14, then our Standard Variable Rate, currently 4.99% variable, for the remaining term of your mortgage |
|---|---|
| The overall cost for comparison is: | 4.9% APR |
| Equivalent Savings Rate: | 4.24% basic rate taxpayer 5.65% higher rate taxpayer 6.78% additional rate taxpayer |
| Fee Assistance: | None |
| Product Available for: |
|
| Product Fee: | £995 (£195 of this fee is payable on application and is non refundable, £800 is added to your mortgage on completion) |
| Minimum Loan: |
£75,000 |
| Maximum Loan to Value: | 85% |
| Higher Lending Charge: | None |
| Early repayment charge: | 2% to 28/02/14 The early repayment charge is based on the total amount you have borrowed and so disregards any payments you make during the fixed rate period which may have reduced the total amount borrowed. |
| Mortgage Fee: | £90 (payable on redemption of your mortgage) |
| How to apply: |
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
Get in touch with us:
Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).
