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In simple terms a Discounted Standard Variable Rate (SVR) mortgage is a type of variable rate mortgage. A variable rate mortgage is a mortgage where the interest rate goes up and down according to a mortgage providers Standard Variable Rate. This is opposite to a fixed rate mortgage, where the rate is the same throughout a set period.
Our Discounted SVR mortgage deals have their interest rate set at a specified ‘discount’ level below our Standard Variable Rate (currently 4.74%) for a specific initial deal period (typically 2 years).
If you are unclear what something means, our
Mortgage glossary can help.
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