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Mortgages

Discounted Standard Variable rate mortgages

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What are Discounted Standard Variable Rate mortgages?

In simple terms a Discounted Standard Variable Rate (SVR) mortgage is a type of variable rate mortgage. A variable rate mortgage is a mortgage where the interest rate goes up and down according to a mortgage providers Standard Variable Rate. This is opposite to a fixed rate  mortgage, where the rate is the same throughout a set period.

Our Discounted SVR mortgage deals have their interest rate set at a specified ‘discount’ level below our Standard Variable Rate (currently 4.74%) for a specific initial deal period (typically 2 years).

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Important information

  • Our mortgages have limited availability and may be withdrawn at any time
  • Applications subject to standard lending criteria and all loans subject to status
  • Not all mortgage products allow you to apply online

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If you are unclear what something means, our
Mortgage glossary can help.

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