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Home » Mortgages » Mortgage guides » Verifying your identity
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Verifying your identity

Under regulation for the prevention of financial crime, we have a responsibility to verify the identity of every applicant when processing a mortgage (including existing customers). To do this, we use an electronic verification system supplied by experian.

If we are not able to verify your identity using this system, you will need to provide a form of ID from the list below.

  • Current signed passport
  • Current EU or UK photocard driving licence (full or provisional) or full UK driving license (old style)
  • EU member state ID card
  • Signed employer ID card
  • Armed forces ID card
  • Residence permit issued by Home Office to EU Nationals on sight of own country passport 
  • Construction industry -C1S4 photographic registration card
  • HM Revenue & Customs Notification
  • Benefit Book or original letter from Benefits Agency confirming right to benefits
  • Firearms certificate

The document or card you send must be an original not a photocopy, and will be returned to you. If you are applying jointly, evidence will be required for both of you. For security reasons, please do not send an original passport or driving licence through the post. Instead, you can send copies of these documents which should be certified by a solicitor.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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