We love having you as a member and things don't have to change just because you're taking that exciting next step and moving to a new place. When you pack up for your new address, you can move your current interest rate deal as well.
Whether you'd like to borrow the same amount, borrow more or borrow less, you'll first need to pay off your existing mortgage. Depending on your terms, this may include paying Early Repayment Charges, but if so some or all of these charges can be refunded to you when your new mortgage completes.
Please note, you'll need to borrow at least the existing (or portable) amount with the same product terms and you and your property will need to satisfy the current lending criteria. You'll also need to complete within six months of paying off your existing mortgage, pay any relevant fees (eg. valuation fees) and move to a property in England, Wales, Scotland or Northern Ireland.
Example of product terms: If your existing mortgage is a 5 year fixed rate and you move after 2 years, the product terms will apply to the portable amount for the remaining 3 years.
We're here to help make life easier, so we thought you might be interested in these helpful links for buying, selling and planning your move:
If you're not sure which type of mortgage is right for you, our qualified Mortgage Advisers will be more than happy to help. They know our mortgage range inside and out and will take the time to understand you and your circumstances.
By getting to know more about your personal situation, they can recommend the mortgages in our range that will suit you best. And they'll be sure to explain things clearly so you're comfortable with all the details. It's one of the reasons why 94% of our customers who responded to a survey agreed that we are someone they can trust.*
*Nunwood Survey Nov 13- Jan 14, 3,778 customers responded
We know you're busy so we like to make life easy. You can browse our products, research and apply in one of our branches or over the phone - whichever suits you best.
You'll be given the name and number of a dedicated adviser who is there to help you all the way through the application process right up until you get the keys in your hand. They will keep you up-to-date at each step but you're still bound to have questions. And when you do, you'll know exactly who to call.
Enter a town, city or postcode to find your nearest branch.
If you’re not sure which mortgage is right for you, why not speak to one of our mortgage advisers?
Our online tool will provide you with a comprehensive summary of any product available to you, including the amount of the monthly payments and any fees which you must pay.
If you are looking to borrow any additional funds to repay debts, please phone our dedicated mortgage team on 0345 166 9242.
It's what our Society was built on, and what we continue to build on today. That's why 3.5 million members trust us with their money, and why we go out of our way to offer good honest products that give good honest returns.
We believe in financial security and we are here for the long term. Right in the heart of the communities we serve. Solid. Dependable. Trustworthy.
SVR. APR. LTV. We'll spell everything out for you. It's not mortgages that are confusing. Often it's the jargon that comes with them. So at the Yorkshire we explain everything in plain English. Simply. Clearly. In language you can understand.
If there's anything on here you don't understand about mortgages just ask. Alternatively, our mortgage advisers are here to help.
When you join us, you become a member. You'll be part of our society - a mutual Society with no external shareholders to satisfy. Our only focus is to serve your needs and help to make your money work hard for you. So it's second nature to us to put you at the heart of everything we do.
From genuine staff who deliver exceptional customer service, to good honest rates. It's always been about our customers. And always will be. That's why our Society is one that we are proud to be part of. One that is built on trust.