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Calculate mortgage repayments

Work out what size of mortgage repayment is affordable for you with our repayment calculator.

What's affordable for you?

1. Your details

The Interest rate is the rate you will pay during the term of the Product. If you're not sure what to enter, a good place to start could be our Standard Variable Rate, currently
4.74%
.

2. Your repayment

Please complete the form to see how much your monthly mortgage repayment could be.

3. Next steps

Get a lending decision

We can quickly advise if we are able to provide you with a mortgage.

 

Borrowing calculator

Find out how much we may be able to lend you by answering a few questions about your income and outgoings.

Takes approximately 5 minutes to complete.

 

View our mortgages

Take a look at our wide range of mortgages.

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How we estimate your mortgage repayments

In just a couple of minutes you can calculate mortgage payments and get a quick estimate on what your monthly mortgage repayments might be. We calculate this by taking the amount you need to borrow plus details of your deposit and your preferred mortgage term.

If you’re remortgaging your current property, we just need an estimate of the current value of the property and the amount of mortgage you have outstanding. This will allow us to calculate mortgage repayments and provide you with an estimate on how much it is likely to cost you on a monthly basis. Using our calculator before you begin an application can help you to work out whether a mortgage is affordable or not.

The mortgage repayment calculator is designed to show you an estimate on typical monthly costs based on how much mortgage you take out. This is different from understanding the total mortgage value you could borrow. If you’re not sure how much you need to borrow at this stage, it’s fine to just provide an estimate based on the kinds of property you are looking at or the areas you’d like to move to. Alternatively if you’d like to make your repayment calculation more accurate, you can use our borrowing calculator to find out how much you might be able to borrow. We also provide an offset calculator to explain how an Offset Mortgage could benefit you by combining your mortgage with your savings to reduce the interest you pay.

What next?

If you are interested in jumping straight to our current mortgage deals, you can find the right mortgage to suit you with our mortgage finder tool. Or to see if we are able to provide you with an Approval in Principle, you can go straight to an online lending decision.

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Try our other mortgage calculators & tools

Borrowing calculator

Find out how much we may be able to lend you by answering a few questions about your income and outgoings.

Takes approximately 5 minutes to complete.


 

Offset calculator

Try our offset calculator to see how you could save money and pay off your mortgage sooner.

Takes approximately 2 minutes to complete.


 

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Need some help?

Visit us

You can visit us in branch to speak to a mortgage adviser.

Call us

Speak to one of our friendly mortgage advisers about our range of mortgage deals.

0345 166 9510*

  • 8.00am - 8.00pm, Mon-Fri
  • 9.00am - 1.00pm, Sat