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Mortgages
Mortgages

Moving
home

Maybe it's time to move to a better mortgage.

Early Repayment Charges apply and other fees and charges may apply.

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Please enter a borrower type.

Please enter a property value.

Please enter a depositmortgage outstanding amount.

Please enter a term.

Your property value must be greater than your depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositmortgage outstanding amount.

Your deposit must be at least 5% of your property value

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Early Repayment Charges apply and other fees and charges may apply.

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Have you outgrown your home?

Moving house can be one of life’s many adventures and we’re here to help you with yours. Maybe you’re just beginning to explore the idea of moving house or perhaps you’ve outgrown an existing home and started house hunting already, either way, we want to help. We’ve been providing mortgages for over 150 years so we like to think we know what our members want, like having a wide range of mortgages to suit everyone. So if you’re new to YBS and looking to move mortgages from your current provider then you’re in the right place.

If you already have a YBS mortgage and you want to take your mortgage deal with you when you move then you can visit our existing customers mortgage page.


Moving your mortgage to YBS

We understand that there is already a lot to consider in the house buying process so we want to make it easier. It’s why we believe the mortgage application process should be as easy as possible and why we’re one of the few lenders that allow you to get your lending decision online then complete it in branch, or over the phone, without having to start all over again.

If that wasn't enough, our mortgages have received 3 awards so far this year: First-Time Mortgage Buyers' Choice (Consumer Moneyfacts Awards 2016), Best Fixed Rate Mortgage Provider (Moneyfacts Awards 2016) and Best Fixed Rate Mortgage Provider (Moneywise Awards 2016). And don't forget, in 2015 we had 1,428 mortgage ‘best buys’ (Best buys are compiled using mortgage rates). That's more than any other lender**.

**2015 Presswatch Financial from Kantar Media.

How to apply for a mortgage

1

Check how much you could borrow

Use our borrowing calculator to see how much you could potentially borrow for your mortgage

 

2

Get a lending decision

It takes just 10 minutes to complete our online Approval in Principle application, after which we’ll be able to tell you if we can lend to you and how much we would be able to lend.

 

3

Complete a full mortgage application

Once you’ve obtained a successful lending decision, you can move onto your full application. You can continue online, talk to us by phone or visit a branch.

Complete a full application

 

Important information

  • Our mortgages have limited availability and may be withdrawn at any time
  • Applications subject to standard lending criteria and all loans subject to status
  • Not all mortgage products allow you to apply online

Need help with mortgage definitions?

If you are unclear what something means, our
Mortgage glossary can help.

Find out more

Find a mortgage

You can search through our range of current mortgage deals by using the search tool at the top of the page.

Mortgage calculators

Use our mortgage calculators to help you understand how much you should be paying each month and how much we may be prepared to lend to you.

Your Society

Find out what it means to be a member of Yorkshire Building Society and what sets us apart from the rest. With no external shareholders, we’re focused on providing benefit for our members and making a positive impact on society.