Our Offset account allows you to combine your mortgage and savings to make your money work harder. This means that you could pay off your mortgage quicker* and for less. And there are also flexible features such as overpayments and underpayments.
The amount of your savings is offset against the balance of your mortgage, reducing the amount on which mortgage interest is paid.
As well as your own savings, you can also link savings of family and friends to your mortgage by using our Offset Plus feature.
* If you wish to use offsetting to pay off your mortgage quicker you must choose the Reduced Term Option.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).
