This is for illustration purposes only. The actual amount you can borrow will vary depending upon your personal circumstances.
For a more accurate estimate, which takes into account affordability, deposit and other details, use our full borrowing calculator.
This estimate assumes that interest rate will remain the same throughout the term of the mortgage, and mortgage type is repayment (rather than interest-only).
For illustration purposes only. This information does not contain all of the details you need to choose a mortgage. Make sure you read the separate Key Facts Illustration before you make a decision.
For a more accurate estimate based on your chosen mortgage product please use our full cost calculator.
An offset savings account is an instant access savings account linked to an offset mortgage account. It is important to note that you need to have an offset mortgage if you want an offset savings account.
|Account Name||Offset savings account|
|Interest rates (AERs)||No interest is earned|
|Conditions for bonus payment||N/A|
|Withdrawal arrangements||Unlimited withdrawals. Subject to daily withdrawal limits|
|Access||Branch, Agency, ATM or Online|
Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.
When you complete an offset mortgage application form you will be asked to indicate how many offset savings accounts you require and the names on the accounts. You can have up to 3 offset savings accounts linked to your mortgage and all the names on the offset savings accounts must be the same as on the offset mortgage account.
A pre-completed offset savings application form for each account will be sent out with your mortgage offer. You will need to sign and return this application form to us before your mortgage completion date. This will enable us to open your offset savings account(s) at the same time as your mortgage completes.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered in the Financial Services Register under registration number 106085.
Any reference on this website or in our literature to the Financial Services Authority (FSA) should be deemed to mean the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).