2.20
gross pa/AER
Fixed until 30/06/2016
How to apply

Fixed Rate Bond to 30/06/2016

Our limited issue† Fixed Rate Bond is ideal for customers who don't mind locking their money away, in return for a higher interest rate.

  • Ideal home for longer term savings
  • Interest rate fixed until 30 June 2016
  • Monthly or annual interest options
  • Save from as little as £1,000 up to £2 million
  • Withdrawals or early closure not permitted during the term of the bond.

NB. This Bond is also available as a online-based account. Find out more.


Interest rates

Current rates
(Effective 21 May 2013)
Balance (£) Annual Interest Rates Monthly Interest Rates
Gross
 Gross rate p.a.
Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
Net
 

Net rate p.a.
Interest rate payable after the deduction of income tax, at the lower rate of 20%.

AER
 

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

Gross
 Gross rate p.a.
Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
Net
 

Net rate p.a.
Interest rate payable after the deduction of income tax, at the lower rate of 20%.

AER
 

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

£1,000 and above 2.20% 1.76% 2.20% 2.18% 1.74% 2.20%

Interest rates are fixed, paid annually or monthly.

Gross rate p.a.
Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.

Net rate p.a.
Interest rate payable after the deduction of income tax, at the lower rate of 20%.

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

 

Summary box

Key Product Information for our Savings Account

Account Name Fixed Rate Bond to 30/06/2016
Interest rates (AERs) Interest rates are fixed, paid annually or monthly. View interest rate.
Tax Status
 or 
Conditions for bonus payment n/a
Withdrawal arrangements Withdrawals and closure are not permitted during the term, other than in the following circumstances only; critical illness, terminal illness, death of an account holder or by court order. In these circumstances only, the deposit and interest to the date of early closure will be paid.
Access Branch or post.

Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.

 

How to Apply for a Fixed Rate Bond

This savings account can be operated in various ways but must be opened at a branch, or agency.

Note: When applying for a YBS account you will need to verify your identity and address. Check our Verifying your Identity section for more details of what you may need to take with you.

To open an account

More information

  • Call us on 0845 1200 849
    Lines are open: 8.00am to 8.00pm Monday to Friday, 9.00am to 1.00pm on Saturday

Related links

 

 

† Fixed Rate Bonds are limited issue products and can be withdrawn at any time. If you wish to make deposits to a Fixed Rate Bond we recommend that you arrange this immediately to avoid disappointment. Any payments received after the Fixed Rate Bonds have been withdrawn will be returned to you.


Call us on 0845 1200 849*
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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered in the Financial Services Register under registration number 106085.

Any reference on this website or in our literature to the Financial Services Authority (FSA) should be deemed to mean the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).