Notice Saver

Notice Saver is best for those who are prepared to tie up funds for a short period in return for attractive rates of interest.

30 day notice period for withdrawals
Interest paid annually
Tiered interest rates
Minimum balance of only £100
Monthly income option

Interest rates
Summary box
How to apply

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Interest rates

Previous rates
(Effective 22 February 2009)

Current rates
(Effective 29 March 2009)

Balance (£)	Annual Interest Rates			Monthly Interest Rates
Balance (£)	Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.	Net Net rate p.a. Interest rate payable after the deduction of income tax, at the lower rate of 20%.	AER AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.	Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.	Net Net rate p.a. Interest rate payable after the deduction of income tax, at the lower rate of 20%.	AER AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
£100,000 and above	0.75%	0.60%	0.75%	0.74%	0.59%	0.75%
£50,000 to £99,999	0.60%	0.48%	0.60%	0.59%	0.47%	0.60%
£25,000 to £49,999	0.45%	0.36%	0.45%	0.44%	0.35%	0.45%
£10,000 to £24,999	0.40%	0.32%	0.40%	0.39%	0.31%	0.40%
£100 to £9,999	0.35%	0.28%	0.35%	0.34%	0.27%	0.35%

Previous rates
(Effective 22 February 2009)

Current rates
(Effective 29 March 2009)

Balance (£)	Annual Interest Rates			Monthly Interest Rates
Balance (£)	Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.	Net Net rate p.a. Interest rate payable after the deduction of income tax, at the lower rate of 20%.	AER AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.	Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.	Net Net rate p.a. Interest rate payable after the deduction of income tax, at the lower rate of 20%.	AER AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
£100,000 and above	1.00%	0.80%	1.00%	0.99%	0.79%	1.00%
£50,000 to £99,999	0.75%	0.60%	0.75%	0.74%	0.59%	0.75%
£25,000 to £49,999	0.60%	0.48%	0.60%	0.59%	0.47%	0.60%
£10,000 to £24,999	0.50%	0.40%	0.50%	0.49%	0.39%	0.50%
£100 to £9,999	0.50%	0.40%	0.50%	0.49%	0.39%	0.50%

Interest rates are variable tiered, paid annually or monthly.

Gross rate p.a.
Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.

Net rate p.a.
Interest rate payable after the deduction of income tax, at the lower rate of 20%.

AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

Apply now

Summary box

Key Product Information for our Savings Account

Account Name	Notice Saver
Interest rates (AERs)	Interest rates are variable tiered, paid annually or monthly, view interest rate.
Tax Status	Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. or Net Net rate p.a. Interest rate payable after the deduction of income tax, at the lower rate of 20%.
Conditions for bonus payment	n/a
Withdrawal arrangements	Withdrawals and closure permitted with 30 days' notice. Otherwise subject to 30 days' loss of interest on the amount withdrawn, subject to daily withdrawal limits.
Access	Branch or agency

Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.

How to Apply for a Notice Saver

This savings account can be operated in various ways but must be opened at a branch or via the post.

Note: When applying for a YBS account you will need to verify your identity and address. Check our Verifying your Identity section for more details of what you may need to take with you.