Annual Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Fixed Rate e-Bond to 31/07/2013 | £1,000 and above | 3.40% | 2.72% | 3.40% | |
Effective 03 February 2012. Interest rates are fixed, paid monthly or annually on 31/07/2012 & 31/07/2013 |
|||||
| e-ISA - online Cash ISA | £20,000 and above | 2.25% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.25% | |
| £10,000 to £19,999 | 2.10% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.10% | ||
| £10 to £9,999 | 1.90% | Tax-free
Tax-free means that interest is not subject to income tax
|
1.90% | ||
Effective 29 March 2009. Interest rates are variable, paid annually. AER guaranteed to be no more than 1% below Bank of England base rate |
|||||
| Internet Saver | £1 and above | 2.10% | 1.68% | 2.10% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
Monthly Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Fixed Rate e-Bond to 31/07/2013 | £1,000 and above | 3.35% | 2.68% | 3.40% | |
Effective 03 February 2012. Interest rates are fixed, paid monthly or annually on 31/07/2012 & 31/07/2013. |
|||||
| e-ISA - online Cash ISA | £20,000 and above | Annual interest only | |||
| £10,000 to £19,999 | Annual interest only | ||||
| £10 to £9,999 | Annual interest only | ||||
Effective 29 March 2009. Interest rates are variable, paid annually, AER guaranteed to be no more than 1% below Bank of England base rate |
|||||
| Internet Saver | £1 and above | 2.08% | 1.66% | 2.10% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
Annual Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Access Saver | £50 and above
|
0.25% | 0.20% | 0.25% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Access Saver for Pensioners | £50 and above
|
0.25% | 0.20% | 0.25% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Advantage 50+ Saver 3 | £100,000 and above
|
1.75% | 1.40% | 1.75% | |
| £50,000 to £99,999
|
1.50% | 1.20% | 1.50% | ||
| £25,000 to £49,999
|
1.25% | 1.00% | 1.25% | ||
| £5,000 to £24,999
|
1.00% | 0.80% | 1.00% | ||
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Cash Transactor | £0 and above
|
0.05% | 0.04% | 0.05% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Charities Account | £100 and above | 0.35% | Tax-free
Tax-free means that interest is not subject to income tax
|
0.35% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Postal Saver | £100,000 and above
|
1.25% | 1.00% | 1.25% | |
| £50,000 to £99,999
|
1.15% | 0.92% | 1.15% | ||
| £25,000 to £49,999
|
1.00% | 0.80% | 1.00% | ||
| £10,000 to £24,999
|
0.90% | 0.72% | 0.90% | ||
| £1,000 to £9,999
|
0.50% | 0.40% | 0.50% | ||
| £100 to £999
|
0.25% | 0.20% | 0.25% | ||
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Blades Account | £100 and above
|
0.10% | 0.08% | 0.10% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Bulls Account | £100 and above
|
0.10% | 0.08% | 0.10% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Terriers Account | £100 and above
|
0.25% | 0.20% | 0.25% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Triple Access Saver | £100 and above | 2.25% | 1.80% | 2.25% | |
Effective 15 June 2011. Interest rates are variable paid annually or monthly. |
|||||
Monthly Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Access Saver | £50 and above
|
0.25% | 0.20% | 0.25% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Access Saver for Pensioners | £50 and above
|
0.25% | 0.20% | 0.25% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Advantage 50+ Saver 3 | £100,000 and above
|
1.74% | 1.39% | 1.75% | |
| £50,000 to £99,999
|
1.49% | 1.19% | 1.50% | ||
| £25,000 to £49,999
|
1.24% | 0.99% | 1.25% | ||
| £5,000 to £24,999
|
0.99% | 0.79% | 1.00% | ||
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Cash Transactor | £0 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Charities Account | £100 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| % | |||||
. |
|||||
| Postal Saver | £100,000 and above
|
1.24% | 0.99% | 1.25% | |
| £50,000 to £99,999
|
1.14% | 0.91% | 1.15% | ||
| £25,000 to £49,999
|
0.99% | 0.79% | 1.00% | ||
| £10,000 to £24,999
|
0.89% | 0.71% | 0.90% | ||
| £1,000 to £9,999
|
0.49% | 0.39% | 0.50% | ||
| £100 to £999
|
0.24% | 0.19% | 0.25% | ||
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Blades Account | £100 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Bulls Account | £100 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Terriers Account | £100 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Triple Access Saver | £100 and above | 2.23% | 1.78% | 2.25% | |
Effective 15 June 2011. Interest rates are variable paid annually or monthly. |
|||||
Annual Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Combination Investments issue 2 | £1,000 and above | 5.00% | 4.00% | 5.00% | |
Effective 30 September 2011. Interest rates are fixed, paid annually or monthly. N.B. These products are only available when purchased alongside a Legal & General investment bond and/or a Legal & General stocks and shares ISA following advice from a Legal & General Adviser. The minimum investment amount for the Fixed Rate Savings Bond and/or Fixed Rate Cash ISA is £1,000 and for the Legal & General products is £5,000, making the total combined minimum investment £6,000. Unlike a deposit account, capital in the Legal & General investment bond is not guaranteed, its value and the level of income may fall as well as rise. AER assumes investment on 29 July 2011. |
|||||
| Fixed Rate Access Bond to 28/02/2015 | £1,000 and above | 3.20% | 2.56% | 3.20% | |
Effective 21 December 2011. Interest rates are fixed, paid annually or monthly |
|||||
| Fixed Rate Bond to 31/07/2013 | £1,000 and above | 3.40% | 2.72% | 3.40% | |
Effective 03 February 2011. Interest rates are fixed, paid annually or monthly |
|||||
| First Time Buyer Savings Account | £100 and above
Including bonus |
Monthly interest only | |||
| £100 and above
Excluding bonus |
Monthly interest only | ||||
Effective 29 March 2009. Interest rates are variable, paid monthly |
|||||
| Notice Saver | £100,000 and above | 0.75% | 0.60% | 0.75% | |
| £50,000 to £99,999 | 0.60% | 0.48% | 0.60% | ||
| £25,000 to £49,999 | 0.45% | 0.36% | 0.45% | ||
| £10,000 to £24,999 | 0.40% | 0.32% | 0.40% | ||
| £100 to £9,999 | 0.35% | 0.28% | 0.35% | ||
Effective 29 March 2009. Interest rates are variable tiered, paid annually or monthly |
|||||
| Regular Saver 2 | £10 - £250 a month
Including bonus |
3.00% | 2.40% | 3.00% | |
| £10 - £250 a month
Excluding bonus |
1.00% | 0.80% | 1.00% | ||
Effective 29 March 2009. Interest rates are variable, paid annually |
|||||
| Rollover Bond | £100 and above | 2.00% | 1.60% | 2.00% | |
Effective 1 February 2012. Interest rates are fixed for one year paid annually or monthly |
|||||
| Treasure bond | £100 and above | 2.00% | 1.60% | 2.00% | |
Effective 1 February 2012. Interest rates are fixed for one year paid annually or monthly |
|||||
| Variable Rate Bond (issue 5) | £100 and above | 1.75% | 1.40% | 1.75% | |
Effective 29 March 2009. Interest rates track the Bank of England base rate for one year, paid annually or monthly |
|||||
| Yorkshire Air Ambulance Rollover bond | £100 and above | 2.00% | 1.60% | 2.00% | |
Effective 1 February 2012. Interest rates are fixed for one year paid annually |
|||||
| Yorkshire Air Ambulance Variable rate bond | £100 and above | 1.75% | 1.40% | 1.75% | |
Effective 5 September 2011. One year tracker paid annually on anniversary date |
|||||
Monthly Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Combination Investments issue 2 | £1,000 and above | 4.89% | 3.91% | 5.00% | |
Effective 30 September 2011. Interest rates are fixed, paid annually or monthly. N.B. These products are only available when purchased alongside a Legal & General investment bond and/or a Legal & General stocks and shares ISA following advice from a Legal & General Adviser. The minimum investment amount for the Fixed Rate Savings Bond and/or Fixed Rate Cash ISA is £1,000 and for the Legal & General products is £5,000, making the total combined minimum investment £6,000. Unlike a deposit account, capital in the Legal & General investment bond is not guaranteed, its value and the level of income may fall as well as rise. AER assumes investment on 29 July 2011 |
|||||
| Fixed Rate Access Bond to 28/02/2015 | £1,000 and above | 3.15% | 2.52% | 3.20% | |
Effective 21 December 2011. Interest rates are fixed, paid annually or monthly. |
|||||
| Fixed Rate Bond to 31/07/2013 | £1,000 and above | 3.35% | 2.68% | 3.40% | |
Effective 03 February 2011. Interest rates are fixed, paid annually or monthly. |
|||||
| First Time Buyer Savings Account | £100 and above
Including bonus |
2.05% | 1.64% | 2.07% | |
| £100 and above
Excluding bonus |
1.03% | 0.82% | 1.04% | ||
Effective 29 March 2009. Interest rates are variable, paid monthly. £100 per month saved at 2.05% gross p.a/ 2.07% AER (rate including conditional bonus) would lead to gross interest of £13.39 at the end of the 12 month period |
|||||
| Notice Saver | £100,000 and above | 0.74% | 0.59% | 0.75% | |
| £50,000 to £99,999 | 0.59% | 0.47% | 0.60% | ||
| £25,000 to £49,999 | 0.44% | 0.35% | 0.45% | ||
| £10,000 to £24,999 | 0.39% | 0.31% | 0.40% | ||
| £100 to £9,999 | 0.34% | 0.27% | 0.35% | ||
Effective 29 March 2009. |
|||||
| Regular Saver 2 | £10 - £250 a month
Including bonus |
Annual interest only | |||
| £10 - £250 a month
Excluding bonus |
Annual interest only | ||||
Effective 29 March 2009. Interest rates are variable, paid annually. £100 per month saved at 3.00% gross p.a./AER (rate including conditional bonus) would lead to gross interest of £19.58 at the end of the 12 month period |
|||||
| Rollover Bond | £100 and above | 1.98% | 1.58% | 2.00% | |
Effective 1 February 2012. Interest rates are fixed for one year paid annually or monthly. |
|||||
| Treasure bond | £100 and above | Annual interest only | |||
Effective 1 February 2012. Interest rates are fixed for one year paid annually or monthly. |
|||||
| Variable Rate Bond (issue 5) | £100 and above | 1.73% | 1.38% | 1.75% | |
Effective 29 March 2009. Interest rates track the Bank of England base rate for one year, paid annually or monthly. AER guaranteed to be a percentage above base rate |
|||||
| Yorkshire Air Ambulance Rollover bond | £100 and above | Annual interest only | |||
Effective 1 February 2012. Interest rates are fixed for one year paid annually |
|||||
| Yorkshire Air Ambulance Variable rate bond | £100 and above | Annual interest only | |||
Effective 5 September 2011. One year tracker paid annually on anniversary date |
|||||
Annual Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| e-ISA | £20,000 and above | 2.25% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.25% | |
| £10,000 to £19,999 | 2.10% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.10% | ||
| £10 to £9,999 | 1.90% | Tax-free
Tax-free means that interest is not subject to income tax
|
1.90% | ||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Fixed Rate Cash ISA to 31/07/2013 | £100 and above | 3.20% | Tax-free
Tax-free means that interest is not subject to income tax
|
3.20% | |
Effective 26 January 2012 Interest rates are fixed, paid monthly or at maturity on 31/07/2012 & 31/07/2013. |
|||||
| Fixed Rate Anniversary ISA | £100 and above | 2.00% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.00% | |
Effective 1 February 2012. Interest rates are fixed for one year, paid annually or monthly |
|||||
| ISA Plus | £10 and above | 0.80% | Tax-free
Tax-free means that interest is not subject to income tax
|
0.80% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Monthly Reward ISA | £10 and above | Monthly interest only | |||
Effective 29 March 2009. Interest rates are variable and paid monthly. |
|||||
Monthly Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| e-ISA | £20,000 and above | Annual interest only | |||
| £10,000 to £19,999 | Annual interest only | ||||
| £10 to £9,999 | Annual interest only | ||||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Fixed Rate Cash ISA to 31/07/2013 | £100 and above | 3.15% | Tax-free
Tax-free means that interest is not subject to income tax
|
3.20% | |
Effective 26 January 2012 Interest rates are fixed, paid monthly or at maturity on 31/07/2012 & 31/07/2013. |
|||||
| Fixed Rate Anniversary ISA | £100 and above | 1.98% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.00% | |
Effective 1 February 2012. Interest rates are fixed for one year, paid annually or monthly |
|||||
| ISA Plus | £10 and above | 0.79% | Tax-free
Tax-free means that interest is not subject to income tax
|
0.80% | |
Effective 29 March 2009. Interest rates are variable, paid annually or monthly. |
|||||
| Monthly Reward ISA | £10 and above | 2.23% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.25% | |
Effective 29 March 2009. Interest rates are variable and paid monthly. |
|||||
Annual Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Child Trust Fund | £50 and above
Including bonus* |
3.00% | Tax-free
Tax-free means that interest is not subject to income tax
|
3.00% | |
| £250 and above
Excluding bonus |
2.30% | Tax-free
Tax-free means that interest is not subject to income tax
|
2.30% | ||
Effective 29 March 2009. Interest rates are variable, paid annually. *Paid for the first 12 months the account is open. This introductory offer may be withdrawn at any time. |
|||||
| One Day account | £10 and above | 1.74% | 1.40% | 1.75% | |
Effective 29 March 2009. Interest rates are variable, paid biannually. |
|||||
| Freedom account | £10 and above | 1.74% | 1.40% | 1.75% | |
Effective 29 March 2009. Interest rates are variable, paid biannually. |
|||||
| Treasure bond | £100 and above | 2.00% | 1.60% | 2.00% | |
Effective 1 September 2011. Interest rates are fixed for one year paid annually or monthly. |
|||||
| Blades Account | £1 and above
|
0.10% | 0.08% | 0.10% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Bulls Account | £1 and above
|
0.10% | 0.08% | 0.10% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Terriers Account | £1 and above
|
0.25% | 0.20% | 0.25% | |
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
Monthly Rates
| Account Name |
|
Balance |
|||
|---|---|---|---|---|---|
| Child Trust Fund | £50 and above
Including bonus* |
Annual interest only | |||
| £250 and above
Excluding bonus |
Annual interest only | ||||
Effective 29 March 2009. Interest rates are variable, paid annually. *Paid for the first 12 months the account is open. This introductory offer may be withdrawn at any time. |
|||||
| One Day account | £10 and above | Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid biannually. |
|||||
| Freedom account | £10 and above | Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid biannually. |
|||||
| Treasure bond | £100 and above | Annual interest only | |||
Effective 1 September 2011. Interest rates are fixed for one year paid annually or monthly. |
|||||
| Blades Account | £1 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Bulls Account | £1 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
| Terriers Account | £1 and above
|
Annual interest only | |||
Effective 29 March 2009. Interest rates are variable, paid annually. |
|||||
Interest on the following accounts is payable free of income tax: E-ISA, ISA Plus, Fixed Rate Anniversary ISA, Fixed Rate ISA (when available), Charities account, Child Trust Fund. Interest on the remaining investment and savings accounts is payable net of income tax at the lower rate, currently 20% or, subject to the required registration, gross. Investors may reclaim from the HM Revenue & Customs any tax deducted where the amount exceeds their liability to tax. Please see relevant account leaflet's for full details.
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
We are a member of the Financial Ombudsman Service.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).
