Savings & Investments

Interest rates: Variable rate bond 1

(No longer available to new savers)

Current interest rates

Effective 28 August 2005

Balance £

Interest
Type

Gross Rate P.A
%
(variable)

Net Rate P.A
%
(variable)

AER %
(variable)

£100 and above

Annual
interest

5.00%

4.00%

5.00%

£100 and above

Monthly interest

4.89%

3.91%

5.00%

Previous interest rates

Effective 24 January 2005

Balance £

Interest
Type

Gross Rate P.A
%
(variable)

Net Rate P.A
%
(variable)

AER %
(variable)

£100 and above

Annual
interest

5.25%

4.20%

5.25%

£100 and above

Monthly interest

5.13%

4.10%

5.25%

AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

Net: Interest on investments and savings amounts is payable net of income tax, which means after the deduction of income tax at the lower rate of 20%, or subject to the required registration gross.


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Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.

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Yorkshire Building Society is authorised and regulated by the Financial Services Authority (FSA).