To open a Fixed Rate Bond, you must be aged 16 or over and must be a UK resident. An account can be held in your sole name, or jointly with one other eligible individual.

1. The minimum initial deposit is £1,000.
2. The maximum amount you can deposit is £2 million.
3. Your initial deposit can be made by debit card, transfer from another bank or building society account, or transfer from another account held with the Yorkshire (or by cheque if your identity cannot be verified electronically during the application process).
4. We do not accept Postal Orders
5. Additional deposits (minimum amount £1) must be transfers, either from another bank or building society account, e.g. by standing order, or another account held with the Yorkshire. Deposits by account transfer will start to earn interest on the day they are credited to your account. To set up a standing order you need to quote the sort code 60-92-04 and your account number which is the first 8 digits of your account number, if you are asked for a reference number please quote the full 10 digits of your account number.
   Please note: you can only make deposits to the e-Bond whilst it remains open to new investors. The e-Bond is a limited issue product, which means it can be withdrawn without notice at any time.
6. Withdrawals or closure are not permitted, other than in exceptional circumstances such as; critical illness, terminal illness or death of an account holder, or by court order. In these circumstances the deposit and interest to date will be paid.

On maturity your balance will be automatically transferred to an instant access internet account. You may have the option to transfer the balance into another  fixed rate product without the need to re-apply.

The maturity date is 30 June 2016 .

Interest rates are fixed, paid monthly or annually on 30/06/2014, 30/06/2015 & 30/06/2016. This may be added to the account or transferred to another account. Monthly interest is payable on the last day of the month and must be transferred to another account.

To provide the fixed interest rate, the Society enters into a fixed-cost transaction in the external money markets. We are committed to this transaction for the full duration of the Bond. This means that once your Bond account has been opened, there is no cooling off period.

You will be able to check your balance and view deposit transactions on your account online whenever you wish. We will advise you of the forthcoming product maturity, and generally communicate with you, via email. It is very important that you notify us if your email address changes.

You can change your contact details (postal address, email and telephone) when you are logged in. To change your name you will need to write, enclosing proof of the change, to Savings Service, Yorkshire Building Society, Yorkshire House, Bradford, West Yorkshire, BD5 8LJ.

If at any time you're not satisfied with the service you've received, please let us know. We have a simple process enabling you to do this, the details of which are in our leaflet "We're here to help you - our complaints process", which can be downloaded from this site, obtained at any of our branches or requested by calling us on 0845 1200 300.

If we cannot come to a resolution to your satisfaction, you may have the right to refer the matter to the Financial Ombudsman Service, of which we are a member.

Yorkshire Building Society is a participant in the Financial Services Compensation Scheme. Read more on how this affects you.