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Fixed Rate ISA

Lock your money away until 31 May 2019 to receive a fixed rate of interest, with no tax to pay

This could be right for you if:

  • you're saving for a medium-term goal
  • you want a fixed rate of tax-free interest
  • you want to transfer in ISAs from another provider*
  • you want to open an account face-to-face or by post

1.40%

tax-free p.a./AER fixed until 31/05/2019

Key Features

  • Open this cash ISA with a minimum of £100
  • Deposit up to your maximum 2016/2017 Cash ISA allowance of £15,240
  • Transfer in ISAs from other providers - please check with your existing ISA provider for any applicable charges
  • Leave your money untouched for the full term (no withdrawals permitted)
  • Access your money if you need to by closing your account - subject to 180 days' loss of interest (remember, early closure other than transfers to another ISA would mean loss of tax-free status)
  • Available if you're aged 16 or over, and resident in the UK for tax purposes
  • Find out more about ISAs in our guide to tax-free saving

Please note

  • Deposits for the 2016-2017 tax year ISA allowance and internal transfers from other Yorkshire Building Society accounts are permitted until the Fixed Rate ISA is withdrawn from sale. The last date for acceptance of ISA Transfer In requests from other providers is 15 days after the Fixed Rate ISA has been withdrawn from sale. No additional transfers will be accepted. Please check with your existing ISA provider for any charges applicable on transfer. Any deposits received after these timescales will be returned.

This is a limited issue product, which means it can be withdrawn without notice at any time. If you wish to make deposits please arrange this without delay to avoid disappointment.

Why choose the Yorkshire?

  • Over 3.5 million customers already trust us with their money
  • Highly Commended in the ‘High Street Savings Provider of the Year’ category in the Consumer Moneyfacts Awards 2015
  • We don’t have external shareholders to answer to - our customers are our owners
  • Being a mutual means we can put you at the heart of everything we do - which is how we provide great value products and a service you’ll want to recommend
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Summary Box

Key Product Information for our Savings Account

Account Name Fixed Rate ISA to 31/05/2019
Interest rates (AERs) Interest rates are fixed, paid annually on 31/05/2017, 31/05/2018 and 31/05/2019.

View interest rates.

Tax Status Tax-free
Conditions for bonus payment N/A
Withdrawal arrangements

Withdrawals are not permitted during the term other than circumstances covered under the Savings Pledges 2015/16 for account holder(s) or their immediate family members - critical or terminal illness, death, redundancy, nursing home or elderly care costs, divorce or court order. All withdrawals will result in loss of tax free status, subject to daily withdrawal limits.

Closure is permitted during the term subject to an amount equivalent to 180 days’ loss of interest on the closing balance. Any loss of interest will be offset against any accrued interest not yet paid. If there is insufficient accrued interest outstanding the charge will be deducted from the account balance prior to closure. Closure for the circumstances detailed above under the Savings Pledge 2015/16 will not incur a loss of interest on the closing balance.  Any early closure (except for transfers to another ISA) will result in loss of tax free status.

Access
  • In branch
  • By post

Please note

  • Whether you need to pay tax is dependent on your own personal circumstances and so may be subject to change in the future. Interest is paid gross, i.e. without tax being taken off, on all our savings accounts - except ISAs where it is paid tax-free.
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Interest Rates

Fixed Rate ISA to 31/05/2019

Current rates - Effective 18 May 2016

Annual

Balance (£) Tax-free AER
£100 and above 1.40% 1.40%

Monthly

Balance (£) Tax-free AER
£100 and above 1.39% 1.40%

Please note

  • Interest rates are fixed, paid annually on 31/05/2017, 31/05/2018 and 31/05/2019.

    View interest rates.

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How to apply

Before you apply

A Fixed Rate ISA can be opened in branch or by post. Once your account is open, you can register to view your transactions online but you can only manage your account in branch or by post.

When you apply for an account with us, you'll need to verify your identity and address. For details, check our verifying your identity page.

Ways to apply

Apply in branch or agency

Enter your postcode to find the address of your nearest branch or agency.
Please note: if you are looking to open new accounts or discuss any financial products, please contact the branch prior to your visit to arrange an appointment.

Apply by post

We will send you what you need to get started

Or call us for an application pack:
Dial 0345 1200 848

Lines are open: 8.00am to 8.00pm Monday to Friday, 9.00am to 1.00pm on Saturday.

Not ready to apply just yet?

Save for later

If you would like to look at this page again later, enter your email address and we will email you a link to this page. Please note: Fixed Rate products are limited issue and may be withdrawn at any time.

 
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    Get in touch

    Visit a branch or agency

    Enter a town, city or postcode to find your nearest branch.

    Call us

    • 8am - 8pm: Mon to Fri
    • 9am - 1pm: Sat
    0345 1200 100*