Instant ISA is a Cash ISA. It's open to anyone aged 16 or over who is resident in the UK for tax purposes, or a qualifying Crown employee or married to a qualifying Crown employee. You can save up to £5,760 tax-free this tax year depending on your age. See ISAs explained for more details.
Interest rates are variable, paid annually or monthly.
Gross rate p.a.
Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
Net rate p.a.
Interest rate payable after the deduction of income tax, at the lower rate of 20%.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
| Account Name | Instant ISA |
|---|---|
| Interest rates (AERs) | Interest rates are variable, paid annually or monthly, view interest rate. |
| Tax Status | |
| Conditions for bonus payment | n/a |
| Withdrawal arrangements | Unlimited withdrawals, minimum of £10 withdrawal, subject to daily withdrawal limits. |
| Access | Branch or agency |
Interest rates are variable, paid annually or monthly.
This savings account can be operated in various ways and can be opened at a branch or via the post.
Note: When applying for a YBS account you will need to verify your identity and address. Check our Verifying your Identity section for more details of what you may need to take with you.
Yorkshire Building Society is one of the largest building societies in the UK. We offer a range of financial products and services including: savings & investment accounts, insurance products, loans, mortgages and more.
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Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered in the Financial Services Register under registration number 106085.
Any reference on this website or in our literature to the Financial Services Authority (FSA) should be deemed to mean the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).
