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Look out for a change in the appearance of your YBS website soon. We are redesigning the site and will be launching the new website in the next few weeks.

Help & Support

Early Repayment Charges

Find out how an Early Repayment Charge could affect your mortgage.

Moving Home

Some of our products are transferrable (or ‘portable’) so that if you move house within the fixed, capped, discounted or tracker rate period we will pay back any early repayment charge you incur.

This refund is subject to conditions, which will be outlined in your mortgage offer issued to you and dependent on you borrowing the same amount, on the same deal.

In order to exercise portability, you and your mortgage account must meet our lending criteria applicable at that time. Read more on our Moving Home guide page about taking your mortgage with you when you move.


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If you need to know more

Visit a branch

You can visit us in branch to speak to a mortgage adviser.

Call us

Speak to one of our friendly mortgage advisers about your options

0345 166 9510*

  • 8.00am - 8.00pm, Mon-Fri
  • 9.00am - 1.00pm, Sat


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