Help to Buy ISA Mortgage Exclusive

An exclusive deal with a preferential mortgage rate for first time buyers with savings in a Help to Buy ISA.

How the Help to Buy ISA Mortgage Exclusive works:

  • You must hold a Help to Buy ISA with us or any other provider.
  • The only charge over your property will be to YBS.
  • You'll need to pay the deposit.
  • You will need to meet our lending criteria.
  • You can apply in branch, agency or by phone.

Early Repayment Charges apply and other fees and charges may apply.

Please note

You can always choose a mortgage deal from our standard range of house purchase deals which includes those for First Time Buyers.

Visit our mortgage finder and choose First Time Buyer from the drop-down Borrower Type menu.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Please enter a borrower type.

Please enter a property value.

Please enter a depositborrowing amount.

Please enter a term.

Your property value must be greater than your depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositborrowing amount.

Your deposit must be at least 5% of your property value

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- New Build Flat
- Help to Buy ISA Mortgage
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Early Repayment Charges apply and other fees and charges may apply.
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Visit us

You can visit us in branch to speak to a mortgage adviser.

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Call us

Speak to one of our friendly mortgage advisers about your options

0345 166 9510*

8.00am - 8.00pm Mon-Fri 9.00am - 1.00pm Sat