Next Step H2B Remortgages

If you’ve got a Help to Buy Mortgage with someone else and want to pay off the government equity loan in full, our ‘Next Step’ deals will help you on your way to becoming an independent home owner.

How the Next Step H2B Remortgages work:

  • If you own your home through the government’s Help to Buy Equity Loan Scheme we’ll help with remortgage costs and the costs associated with repaying the equity loan part in full.
  • You must repay the government’s equity loan in full, either by using money you have or by borrowing sufficient monies on this deal.
  • You will need to meet our lending criteria.
  • You can book a telephone appointment to speak to one of our mortgage advisors.
  • You can apply online, or by phone.

Early Repayment Charges apply and other fees and charges may apply.

Please note

Our ‘Next Steps’ deals are primarily for customers who want to redeem their Government Help to Buy mortgage as they can be used to cover some of the additional costs that you may face when repaying an equity loan.

This deal is not for you if any of the government’s equity loan will remain unpaid after you remortgage to us.

If you are looking at remortgaging, it’s always best to look at all our remortgage deals to make sure you get the right one for you. Just ask us if you need help with this.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Looking for a mortgage deal?

Use our online mortgage finder tool to compare rates.

{{mortgageListing.mortgages.length | displayMortgageCount}}

Please enter a borrower type.

Please enter a property value.

Please enter a depositborrowing amount.

Please enter a term.

Your property value must be greater than your depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositborrowing amount.

Your deposit must be at least 5% of your property value

{{mortgageListing.mortgages.length | displayMortgageCount}}

First Time Buyer Exclusive - {{ :: product['Term']}} Year {{ :: product['Rate 1 Type']}} {{product['Category'] | uncapitaliseFirstLetter:product}} - Next Step: H2B Remortgage
- New Build House
- New Build Flat
- Help to Buy ISA Mortgage
- {{ :: product['Max LTV']}}% LTV ({{ :: product['New Code']}})

Interest rate  
{{ :: product['Interest Rate 1']}} variable (BoE Base rate + {{ :: product['Rate 1 BOE loading']}}) variable (YBS Standard Variable Rate {{ :: product['Rate 1 BOE loading']}}) fixed until {{ :: product['Rate 1 End Date']}}.
Overall cost for comparison   {{ :: product.APRC}} APRC
Product fee   {{ :: product['Comp Fee'] | currency:'£': 0}}
Estimated monthly payment   {{ product['estimatedMonthlyPayment'] | currency:'£': 0}} on an interest only repayment basis
Estimated total cost for the 1st year {{ product['trueCostPerYear'] | currency:'£': 0}}
Additional features Free valuation Remortgage Legal service {{ product['Cashback'] | currency:'£': 0}} cashback
Early Repayment Charges apply and other fees and charges may apply.
View deal
×

Compare up to 3 mortgages

{{ :: product['Term']}} year {{ :: product['Rate 1 Type'] | uncapitaliseFirstLetter:product}} {{ :: product['Category'] | uncapitaliseFirstLetter:product}} - {{ :: product['Max LTV']}}% LTV ({{ :: product['New Code']}})
Select another mortgage to compare
 

Call us or book an appointment

Speak to one of our friendly mortgage advisers about your options.

Request an appointment

0345 166 9510*

9am - 5pm Mon-Fri 9am - 1pm Sat