Mortgage calculators & tools
Use our simple mortgage calculators to work out how much you could borrow and get an estimate on your mortgage repayments.
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When it comes to mortgages, money matters. Our handy mortgage calculators can help you work out your monthly repayments, and discover how much you can borrow.
Our online mortgage calculators explained
We’ve created a series of mortgage calculators so that before you even start a mortgage application with us, you’ll know how much it’s likely to cost you.
But which mortgage calculator should you use? If you want to find out how much you might be able to borrow for buying a new home or remortgaging, that’s where our borrowing calculator can help. Maybe you’re wondering how much the monthly repayments might be and how much you would be able to afford for a mortgage. If so, we have a mortgage repayment calculator just for that. Our repayment calculator can provide you with an estimate of your monthly repayments, based on the size of mortgage you need.
We also provide an offset calculator to explain how an Offset Mortgage could benefit you by combining your mortgage with your savings to reduce the interest you pay. You’ll need to provide details of your savings plus your mortgage requirements and we’ll show you how an Offset Mortgage can save you money – either by reducing your mortgage term or the amount you pay for your mortgage, now or in the future.
Once you’ve tried the mortgage calculator, assessed your borrowing amount and had a look at what you can afford, you’re ready to get a lending decision. We’ll just need to take a few details from you – then we’ll be able to tell you whether or not we can lend to you and if so, how much. You can obtain a lending decision online in just 10 minutes and it’s absolutely free to apply.
If you’re interested in jumping straight to our current mortgage deals, you can start by using our mortgage finder tool