Tracker mortgages

Find out all about tracker mortgages and how they could benefit you

Early Repayment Charges apply and other fees and charges may apply.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Looking for a mortgage deal?

Use our online mortgage finder tool to compare rates.

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Please enter a borrower type.

Please enter a property value.

Please enter a depositborrowing amount.

Please enter a term.

Your property value must be greater than your depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositborrowing amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositborrowing amount.

Your deposit must be at least 5% of your property value

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- New Build Flat
- Help to Buy ISA Mortgage
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Early Repayment Charges apply and other fees and charges may apply.
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Applying for a tracker mortgage

1

Check how much you could potentially borrow.

Before beginning an application, it’s important to check how much you could borrow for a mortgage and what the cost could be. On our mortgage calculator pages we have a Borrowing calculator and a repayment calculator to help you decide.

Takes approximately 2 minutes to complete

Borrowing calculator
2

Obtain a lending decision (or ‘Approval in Principle’).

Our online Approval in Principle application takes just 10 minutes to complete, after which we’ll be able to tell you whether or not we would be able to lend to you and how much we would be able to lend.

Takes approximately 10 minutes to complete

Get a lending decision
3

Complete a full mortgage application.

If you’ve acquired a successful lending decision and found a new property then you’re ready for the full mortgage application. You can complete a mortgage application online or if you’d like some advice, you can talk to us by phone.

Takes approximately 15 minutes to complete

Complete a full application