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Online Triple Access Saver

A Triple Access Saver that can be opened as an online account (also available as a branch  account).

An easy way to save that gives you access to your money 3 days each account year which is based on the anniversary of the account opening date.

Key features

  • Save from £100 up to £2 million
  • Pays a variable** rate of interest
  • Choose to have your interest paid monthly or annually
  • Unlimited withdrawals on three days per year based on the anniversary of the account opening date (this includes a closing withdrawal)
  • Manage your account online (minimum age 16)


gross† p.a./AER* variable**

Summary Box

Account Name Online Triple Access Saver
What is the interest rate?

Current rates - Effective 14 December 2017

This product pays a variable** rate of interest of:


Gross† p.a. AER*
0.85% 0.85%


Gross† p.a. AER*
0.85% 0.85%

Whether you need to pay tax is dependent on your own personal circumstances and so may be subject to change in the future.

† Interest is paid gross i.e. without tax being taken off on all our savings accounts – ISA accounts pay interest tax-free.

* AER stands for the Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

** Variable rate of interest means that the interest rate payable on your account can change and can move both up and down.

Payment of interest

  • Interest is calculated daily on cleared balances
  • Annual interest is paid on 31 March . It can be paid into the Online Triple Access Saver account, another Yorkshire Building Society account or another building society or bank account
  • Monthly interest is paid on the last day of each month. It must be paid into another Yorkshire Building Society account or another building society or bank account.

Can Yorkshire Building Society change the interest rate?

We can make changes to the interest rate on this account for particular reasons. General Terms and Conditions (564 KB) 7 and 8 set out those reasons. Term 11 tells you how we will notify you of the changes.

What would be the estimated balance after 12 months based on a £1,000 deposit?

After 12 months your balance would be £1,008.50.

We have worked this out assuming a £1,000 deposit is made on account opening, no further deposits or withdrawals are made throughout the 12 months, the interest earned is added to the account and no changes are made to the current interest rate.

This is provided for illustrative purposes only and does not take into account your individual circumstances.

How do I open and manage my account?

You have to be at least 16 years old and a UK resident to open the account. The account can be held on your own or jointly with someone else. Only 2 accounts can be opened per person.

Account opening and management
Accounts can be opened online at ybs.co.uk with a minimum of £100.

You will be able to check your balance, interest rates and view your transactions on your account online whenever you wish.

The maximum balance is £2 million.

Account switching
If you currently have an existing Yorkshire Building Society account it may be possible to transfer to this product, subject to meeting eligibility criteria. Please check with us to see whether this is possible.

Can I withdraw money?

The Online Triple Access Saver account allows you to withdraw from or close your account on any three days per account year based on the anniversary of the account opening date.  If you make withdrawals on three access days, you won’t be able to make any further withdrawals or close the account within that account year.


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How to apply

It's important that you read the Product Terms (139 KB) together with our General Terms and Conditions (564 KB) and Charges and fees (81 KB) before you decide to open an account. The General Terms and Conditions explain that in certain circumstances we can make changes to the interest rate, terms, and charges relating to the account, and how we will communicate them to you.

Please also refer to the FSCS Information Sheet (108 KB) .

When you apply for an online account with us, we’ll need to verify your identity and address . Please note that for security reasons, online withdrawals are not available for the first 14 days after your account has been opened.

Apply online

Complete our simple, straightforward application form


If you feel you need additional support before applying for this account, please call us.

0345 1200 300*
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Not ready to apply yet?

Save for later

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Book a savings review

To ensure that you have the right account for whatever you're saving for, why not visit us in branch for a savings review? Book an appointment at one of our branches.

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