Pass it on

Start today so they save for tomorrow

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What will you pass on to the kids in your life?

Passing on life skills is a vital part of bringing up children. We know that parents and grandparents have a wealth of knowledge to share with their kids, but sometimes they need a little help teaching money management and saving.

We’re committed to offering real help with real life and we know it’s getting tougher for the next generation with things like rising house prices and university fees. So we’ve created helpful guides to support you to have money chats with them, because you can never start too early...

Find out about our guides, children’s savings accounts and support for money education below

Some skills we teach more easily than others. From simple things like tying shoelaces to doing the weekly shop, there’s plenty that we pass on every day. But when it comes to money, it can be hard to know what to encourage beyond ‘saving up’ for things, or making sure they’ve got enough money for their next day out. We know it gets a lot more complicated than that, what about budgeting for a whole month, salaries and tax or understanding pensions?


Budget calculator

Show kids our budget calculator to help them work out the full cost of living.


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Passing on life skills

Grandparents and older people have a vital role in the lives of their grandchildren.


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Savings tips

Discover how you could start saving for university fees, a wedding, your first home or for your retirement.


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5 money chats to have with kids

According to the Money Advice Service, habits with money are formed by the age of seven.


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We're here to help

YBS is helping bring money to life for kids with our educational Money Minds programme. By the end of this year YBS colleagues will have delivered more than 600 lessons to over 18,000 young people aged 5-19, in schools, branches and agencies all over the UK.

Visit Money Minds

99% of young people attending told us they enjoyed the lesson and 87% said they felt more confident about the topic covered afterwards. We’re not done yet. We will be running Money Minds in over 50 of our branches during October half term alone! Find out if there’s one near you.


Start today so they save for tomorrow

Whether or not you were a saver from a young age, you can make a difference to your children and grandchildren. Help them to get savvy about saving so they’ll be ready for life’s financial challenges. We offer savings accounts for the youngest right through to their teenage years. Let us help you get them started with those savings habits and build a secure future for your loved ones.


Our childrens accounts

View our current range of accounts designed for Children.

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Visit a branch

You can visit us in branch to speak to a savings adviser.

Visit a branch