CCJs, defaults, missed payments and Debt Management Plans (DMP).

Missed payments;

• No missed payments in the last 24 months on any accounts (secured and unsecured)

 

CCJS and Defaults;

• Not allowed if any are present in the last 6 years (Registered or Satisfied)

 

DMP
DMP will be considered if:

• None registered within the last 6 years.
• Satisfied or end date evidenced.
• The applicant(s) must provide a copy of the DMP document or statement or letter to confirm the agreed monthly payment arrangement, satisfactory conduct and final payment date where appropriate.
• We cannot accept DMPs with unsatisfactory conduct.
• Evidence is required to confirm this has been satisfied.