The following property specifics are not permitted. Please note this list is not exhaustive; please also read the other articles on the property specifics page.

• No internal bathroom and W.C. or kitchen
• Liable to be subject to clearance or compulsory purchase order
• Freehold flats and maisonettes
• HMOs (Houses of Multiple Occupancy)
• Isolated rural properties with restricted access and services
• Office to residential conversion 
• Residential property divided into bed sitting rooms
• Studio flats 
• Flats with balcony access i.e. access via covered walkway
• New build maisonettes/apartments/flats where the LTV exceeds 90% 
• Live/work properties
• Shared ownership 
• Shared Equity (Help to Buy scheme permitted) 
• Right to Buy 
• Local Authority multi storey blocks (Some properties may be considered in certain locations, please contact your BDM) 
• Timeshare accommodation 
• Holiday homes 
• Dwellings of totally timber construction i.e. not clad with brick, stone etc, including the log cabin/chalet type of construction 
• Single brick (single skin) construction 
• Partially built property 
• Properties with restrictions in place that would affect future marketability and resale value 
• Properties requiring extensive multi-trade repair, that could not reasonably be lived whilst renovation work is being carried out
• City Properties with self-contained basement units which are (or are to be) let out 
• Ministry of Defence properties 
• Properties with two or more kitchens 
• Property comprising of more than one dwelling 
• Two-storey property where one is a commercial unit
• Properties with spray foam insulation / sealed roofs used including those where it was used and subsequently removed.