We provide:

Commercial investment and limited company buy-to-let mortgages.
Lending amounts £300,000 - £20,000,000 maximum per portfolio.
Loan terms from 5 to 25 years.
Dedicated personal service from application through to completion.
Loans up to 75% LTV.
Named points of contact with direct dial contact numbers.
Both variable and fixed rates.

Product criteria

Simply select one of the options below to view our criteria specific to that product: 
 

Available products

All loans are subject to status and secured against the property. Sometimes additional security may be required. Early repayment charges and an arrangement fee apply. Other fees may also apply. Exclusions and conditions apply. For more information you can call us on 0333 414 1171.
 
ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Our charges

Early repayment charges

You can pay off your mortgage early whenever you want, but you will have to pay an early repayment charge if you repay all or part of your mortgage within a specified period. Additional interest will be payable in the event of early redemption of the mortgage. Please contact Commercial Lending on 01733 372 425 to discuss what early repayment charges are applicable to our products.

For a full list of our mortgage charges and a description of when these may apply, you can download our Guide to Buy to Let Fees and Charges or our Guide to Fees and Charges.

 

How to apply

Existing user

If you've completed an application with us before and have access to our Broker Portal, log in to apply.

For more information, see our Broker Portal user guide.

If you need help with a new enquiry, or you're unsure about our criteria, then please submit an enquiry and our dedicated Business Development Team will come back to you with an indication of terms or a “quick yes or no” within 48 hours.
 

New user

If this is your first application with us, please submit an enquiry or contact your local lending manager.

What happens next?

Decision in Principle - The first thing we'll do is issue you with a DIP letter; you need to review this and add any details.

Valuation - A valuation will need to be carried out. Your lending manager will let you know the costs and make sure we have all the correct information so this part runs smoothly. 

Meeting - Your relationship director will ask you some questions about your application and give you an idea of timescales. 

Underwriter - Your relationship director will make a submission to our Customer Due Diligence and Credit teams for approval. 

Mortgage offer - Once your application is approved, you'll be asked to pay a commitment fee to allow us to issue your Mortgage Offer letter, and progress your application to the legal process. 

Infographic

Want to apply or enquire?

Chevron icon
Emailing us is the quickest ways to get in touch and will also ensure that you get through to the right person who will then be your dedicated contact throughout.