Welcome to Yorkshire Building Society | YBS

BANK OF ENGLAND BASE RATE CHANGE
The Bank of England increased the bank base rate from 1.25% to 1.75% on 4th August 2022. In response we will be looking to increase rates on our savings accounts in due course and will update this site once this decision has been made.

Loyalty Regular eSaver
5.00%
To be eligible to open a Loyalty Regular eSaver you must have had an open account (Savings or Mortgage) with Yorkshire Building Society (YBS Brand only) as either Main Holder, Other holder or Trustee for at least 12 consecutive months prior to applying and already be registered for online access
* Interest is paid gross i.e. without tax being taken off on all our savings accounts - ISA accounts pay interest tax-free.
** AER stands for the Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
*** Variable rate of interest means that the interest rate payable on your account can change and can move both up and down

Fixed rate mortgages with flexibility
- Fix your mortgage deal for various terms up to 7 year
- 7 year terms only available on mortgages with 85% loan to value or less
- Option to overpay and save on interest, paying your mortgage off earlier
- Many deals come with incentives like cashback, free standard valuations and assisted legal fees
- Early repayment charges apply and other fees and charges may apply

High Street Mortgage Provider of the Year

Best Overall Mortgage Provider

Best Fixed Rate Mortgage Provider

Mortgages Gold Ribbon Customer Experience