easy access savings ACCOUNTS

A flexible way to save. Grow your savings without locking them away.

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What is an easy access savings account?

It's a flexible type of savings account where you earn interest on your money without locking it away. Your interest rate is variable, which means the amount your money earns can go up or down.

Choose between unlimited or limited access to your money.

Unlimited access accounts

The most flexible type of savings account. You can add money or take it out whenever you like.
Helpful if you're saving for short-term goals or feel more comfortable knowing your money is always available.

Limited access accounts

Limit how often you can take money out, often for a higher interest rate than unlimited access.
Helpful if you want to leave your money to grow but still have some access if you need it.

Is an easy access savings account right for me?

It might be right for you if:

  • You want access to your money in case you need it.
  • You're saving for short-term goals or emergencies.
  • You're comfortable that your interest rate could change.

It's not right for you if:

  • You're saving for a longer-term goal and feel comfortable with no access to your money for at least a year.
  • You want an interest rate which will not change.

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You're comfortable that your interest rate could change.
The content on this page is for reference. It is not financial advice.

Our easy access savings accounts

Looking for a different way to save?

All our savings accounts

Compare all our accounts and find the right one for you.

New to saving?

Our short guide explains the difference between easy access accounts, ISAs and bonds.

Why save with us?

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Your eligible deposits with Yorkshire Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.