To manage your accounts online* including with our mobile app, you'll need to register for online access.

It only takes a few minutes to get set up and you will have instant, secure access to your YBS accounts, anytime.

You will need

  • Your YBS account number
  • Access to your registered phone or device
  • In some cases, we may also ask for your national insurance number

If you have opened your account in branch or in an agency, you'll be able to register from the following day.

To register for online services, you have to be aged 16 or over.

* References to "Online" on the website, may mean on the website or the app.

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So, what are the benefits?

Online Access

View your savings or mortgage accounts

Mobile App

Even easier access to your savings with our app


Make payments out of your accounts


Secure login and transactions


View and edit your personal details

What can I do with my savings account online?

Depending on your account terms and conditions you may be able to: 
  • View your statements    
  • Pay in money using a debit card    
  • Make withdrawals    
  • Set up outgoing standing orders 
  • Amend interest instructions    
  • Close your account

What can I do with my mortgage account online?

  • Keep your personal details up-to-date
  • View all parts of your mortgage and your outstanding balance
  • View and filter your recent mortgage payments
  • See your mortgage term end date and how much interest is charged over time
  • View the loan to value on your home

Our new mobile app

Already registered and have a YBS savings account?
Why not try our mobile app?

Google play logo - get it on Google Play
Apple logo - Download on the app store

Please note, you can only register the app to one device at any one time. Not all online services are available within our app.