Remortgage to YBS
Looking to move your mortgage to YBS?
Compare our rates and deals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Why remortgage?
Remortgaging means moving to a new mortgage deal with a different lender.
You might want to remortgage if:
You might want to remortgage if:
Your current mortgage deal is coming to an end.
Your fixed rate is about to end.
You want to borrow more.
Already have a mortgage with YBS? Go to Existing customers.
Find a mortgage rate
Use our mortgage rate finder to search for a rate that suits you.
Our mortgage rate finder can help if you’re a new YBS mortgage customer thinking of:
Buying your first home
Moving home
Moving your mortgage to YBS (remortgaging).
We don’t offer mortgages on:
Buy-to-let properties.
How to remortgage to YBS
Get a Decision in Principle (DIP)
Get a Decision in Principle (DIP) to find out how much you could borrow. Choose how to get a DIP below.
Apply for a mortgage
Complete a full application online or over the phone.
Get your mortgage offer
We'll value your home and check your credit history. Then we'll be in touch within 15 working days.
Complete
Once the legal work is complete, your mortgage will move to us.
Get a Decision in Principle
Apply online
Instant decision
Valid for 90 days
Doesn't affect your credit score
Find out if you can apply online and start our 10 minute application.
Speak to an expert
Talk to our mortgage specialists.
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.
More about remortgaging
Find more information about remortgaging in our helpful guide, including:
When should you remortgage?
How to get ready to remortgage.
Remortgaging fees and charges.
What types of mortgage do YBS offer?
We offer a range of mortgages.
Compare deals and interest rates on our mortgage finder.
Call us
Chat to our mortgage specialists about your options.
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.