Bank of England (BoE) Base Rate Change: The BoE base rate decreased from 5.00% to 4.75% on 7 November 2024.  Find out how this could affect your mortgage or savings account.
Bank of England (BoE) Base Rate Change: The BoE base rate decreased from 4.50% to 4.25% on 8 May 2025.  Find out how this could affect your mortgage or savings account.

Compare rates

Use our mortgage finder to find deals for you.

Existing customers

Already got a mortgage with YBS? Find help and deals for you.

Get a Decision in Principle

This 10-15 minute application tells you how much you could borrow.

First time buyers

Find help and deals just for first time buyers.

Home movers

Use our mortgage finder to find the right home mover mortgage for you.

Remortgage to YBS

Find and compare our remortgage deals.

Mortgage calculators

Looking to remortgage or buy a house? Find out how much we might be able to lend you. 

Find out how much you can borrow

Just a handful of questions and you can find out how much we might lend to you.
Takes about 2 minutes to complete.

How much will you pay each month?

Use our repayment calculator to find out how much your monthly repayments might be.
Takes about 2 minutes to complete.