Mortgages | Our best mortgage deals and rates | YBS

Mortgages
Browse our best mortgage deals, use our mortgage calculators and apply for a mortgage here
On the move?
Why not search our mortgage deals for First Time Buyers and Home Movers? You can use our mortgage calculators to find out how much you could borrow or jump straight to an online Decision in Principle.
Switching your mortgage?
See if we could save you money with a new mortgage deal. Use our calculators to find out how much you could borrow, get a quick Decision in Principle or read our Remortgaging guide to find out more.
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Mortgage calculators
Our mortgage calculators can help work out what you could be paying each month, how much we might lend you or how long it could take you to save for an average priced home in your chosen neighbourhood.
Understanding affordability
Our mortgage affordability decisions are based upon an assessment of your circumstances.
Our lending criteria
Our guide to ensuring your mortgage application goes as smoothly as possible.