Corporate Buy to Let

We provide mortgages for the purpose of purchasing, remortgaging or capital-raising against residential investment property owned via limited company or limited liability partnership.

YBS Commercial Mortgages lends against the lower of purchase price and the open market vacant possession or investment valuation.

We are able to lend to the following Borrower types:

• UK Limited Companies
• Limited Liability Partnerships

We are able consider the following property types as suitable security:

• Houses
• Flats

We provide:

• Loan terms from 5 to 25 years
• Loans from £100,000 up to £5,000,000 maximum per portfolio
• Up to 75% LTV (Max 50% for flats)
• Interest only, part & part and repayment options
• No compulsory insurance arrangements (conditions apply)
• No requirement to transfer your business bank account

You can borrow any amount from £100,000 up to £1.5m per letting unit. We may consider higher loan amounts in the London area.

All loans are subject to status and secured against the property with full personal guarantee(s) required. Sometimes additional security may be required. Early repayment charges and an arrangement fee apply. Other fees may also apply. Exclusions and conditions apply.

For more information you can call us on 0333 414 1171.

Our charges

Early repayment charges

You can pay off your mortgage early whenever you want, but you will have to pay an early repayment charge if you repay all or part of your mortgage within a specified period. Additional interest will be payable in the event of early redemption of the mortgage. Please contact Commercial Lending on 01733 372 425 to discuss what Early Repayment Charges are applicable to our products.

Fees and charges

For a full list of our mortgage charges and a description of when these may apply, you can download our guide to fees and charges here (75 KB) .

 
 

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